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Apply for a personal loan from
$300 to $20,000

  • Fixed, affordable payments
  • No prepayment penalties
  • Option to secure your loan with a car title
Apply now

Get prequalified in minutes without affecting your credit score. See terms

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A+ rating by the Better Business Bureau (BBB)

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Best consumer lending product by Fintech Breakthrough

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CDFI certified by the U.S. Treasury Department

Why Oportun


Pay less and get more compared to non-bank lenders

Fast funding

With direct deposit


9 of 10 members would refer their friends and family to Oportun

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Own your car? Apply once and get two loan options

Choose a personal loan or a
secured personal loan

  • Get $2,525 to $20,000 if you secure your loan with your car title
  • Get $300 to $10,000 if you don’t secure your loan
  • Both options offer the same great benefits
Apply now
Illustration of a man holding his car title while standing next to his vehicle

We have 50,000 5-star reviews on Google

Great staff! Easy & quick process. Thanks oportun!

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from Google

Very nice employees and very helpful!!

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from Google

Quick to help, curious and caring.


from Google


A personal loan provides you with a lump sum of money that is paid back over a set period of time. The  money can be used for a number of personal expenses.

We know that you are more than just a set of numbers or a credit score. If you have a credit history, we will look at it, but we also consider other information. We may even approve you if you’ve faced bankruptcy.

Still have questions?


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(866) 488-6090


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Our members have saved
$2 billion
in interest and fees

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