We doubled our referral bonus!9 of 10
would refer friends to Oportun
Thanks for talking to us
Apply for a personal loan from $300 to $18,500
- Fixed, affordable payments
- No prepayment penalties
- Option to secure your loan with a car title
Get prequalified in minutes without affecting your credit score. See terms
A+ rating by the Better Business Bureau (BBB)
#1 savings app of 2023 by Bankrate
CDFI: Certified by U.S. Department of the Treasury
$2.4 billion
saved in interest & fees
Why Oportun
Affordable
Pay less and get more compared to non-bank lenders. See more
Fast funding
With direct deposit
Trusted
9 of 10 members would refer their friends and family to Oportun. See more
Choose a personal loan or
secured personal loan
Two types of loans for all kinds of goals, take your pick
Personal loans
From $300 to $10,000 without collateral
Secured personal loans
From $2,525 to $18,500 with your car title securing your loan
Available in California
Curious what others think?
80,000 5-star reviews on Google and Trustpilot
Great staff! Easy & quick process. Thanks Oportun!
Very nice employees and very helpful!!
Quick to help, curious and caring.
Still have questions?
What is a personal loan?
What factors does Oportun consider when granting a loan?
That sums it up
Still have questions? Here are a few we’ve answered before.
What is a personal loan?
A personal loan provides you with a lump sum of money that is paid back over a set period of time. The money can be used for a number of personal expenses.
What factors does Oportun consider when granting a loan?
We know that you are more than just a set of numbers or a credit score. If you have a credit history, we will look at it, but we also consider other information. We may even approve you if you’ve faced bankruptcy.
Our members have saved
$2.4 billion
in interest and fees10