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Apply for a personal loan from
$300 to $20,000

  • Fixed, affordable payments
  • No prepayment penalties
  • Option to secure your loan with a car title
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Get prequalified in minutes without affecting your credit score. See terms

A+ rating by the Better Business Bureau (BBB)

Best consumer lending product by Fintech Breakthrough

CDFI certified by the U.S. Treasury Department

Why Oportun

Affordable

Pay less and get more compared to non-bank lenders

Fast funding

With direct deposit

Trusted

9 of 10 customers would refer their friends and family to Oportun

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Own your car? Apply once and get two loan options

Choose a personal loan or a
secured personal loan

  • Get $2,525 to $20,000 if you secure your loan with your car title
  • Get $300 to $10,000 if you don’t secure your loan
  • Both options offer the same great benefits
Apply now

We have 50,000 5-star reviews on Google

Great staff! Easy & quick process. Thanks oportun!

Leticia Yniguez

from Google

Very nice employees and very helpful!!

Sabrina Campos

from Google

Quick to help, curious and caring.

mobilewarner351

from Google

Questions

A personal loan provides you with a lump sum of money that is paid back over a set period of time. The  money can be used for a number of personal expenses..

We know that you are more than just a set of numbers or a credit score. If you have a credit history, we will look at it, but we also consider other information. We may even approve you if you’ve faced bankruptcy.

Still have questions?

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Join the 1.9 million people who trust Oportun

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