Need a loan?

We’re here for you

If you need a personal loan and have limited or no credit history, we can help. On average, our customers save $1,000 on their first personal loan when they choose Oportun over other available alternatives. Plus, we report to nationwide credit bureaus, so you can establish your credit history.

We offer personal loans with fixed and affordable payments, so you’ll always know how much you owe—and when. You don’t need a credit score and there’s no fee to apply. And most borrowers receive their funds within 24 hours.

Apply now

Voices from our community

The help that Oportun has given me will always stay in my heart. They always give me a chance. They never fail me.

Amelita

Voices from our community

The loan was easy. The people were friendly. I do feel like a part of the community.

Jerry

Voices from our community

I think having good credit in the U.S. is indispensable. Thanks to Oportun, they gave me the opportunity to start building my credit and reach my goals.

Eduardo

Get an affordable loan, quickly

  • Loans available from $300 to $9,000
  • Fixed and affordable payments
  • No credit score required
  • Funds delivered fast—often within 24 hours

 

Apply now

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Voices from our community

The help that Oportun has given me will always stay in my heart. They always give me a chance. They never fail me.