Cover life’s expenses

Get prequalified in minutes without affecting your credit score

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Credit when you need it

Credit lines up to $1,000

Accepted worldwide

No credit history needed to apply

Zero fraud liability

24/7 online account management

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Use your credit card for the things you need


New clothes




Pay bills

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4 of 5 members
would refer friends to Oportun

The Oportun® Cash Back Visa® Credit Card is coming

We’re inviting a few people to apply early, but we can’t wait to bring the Oportun Cash Back Card to our community.

If you haven’t received a mail offer—sign up below for updates on Oportun card products as they become available.

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Currently available by invitation only

From our community

They’ve given us 60,000 5-star reviews on Google and Trustpilot

Overall really nice service recommend

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Alejandra Ortiz

from Google

(Translated by Google) Excellent attention (Original) Excelente atención

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jeffry guillen santander

from Google

Great Customer Service Fast and Friendlyp

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from Google

Jonathan is a great worker

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Carmen Rondon

from Google

(Translated by Google) good service (Original) Bom serviso

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jair bueno

from Google

Store clean, with just one person assisting Christine, the services was not slow and really personalized. For sure will recommend this store.

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Elizmar Ruberté

from Google

great customer service. fast & reliable loans.

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Sandra Mata

from Google

(Translated by Google) Good attention (Original) Buena atencion

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Emiliano Martinez

from Google

Supper friendly and explain everything right I’ll recommend Martie

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Maritza Martinez

from Google

Lorena was amazing! She helped me apply for my loan, guided me through the process and made everything hassle free. Awesome customer service!

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Yesenia Solano

from Google

Perfect customer service. Jessica and Areli were amazing !!!

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Wendy Maturino

from Google

(Translated by Google) excellent (Original) Exelente

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Yasmin Gomez

from Google

A+ rating by the Better Business Bureau (BBB)

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Best consumer lending product by Fintech Breakthrough

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CDFI certified by the U.S. Treasury Department

Tools & learning


Applying is simple. Confirm your offer hasn’t expired and go to You can also accept your offer by calling 855-613-0070. We’re ready to help from 8 am­–8 pm CT Monday–Friday, and 9 am–7 pm CT on weekends and holidays.

Pay the way you want: online, over the phone, by mail, or in person.

Making payments online is simple. Just log in to your online credit card account and use your checking or savings account to make a one-time or recurring payment. Debit cards are also accepted. Automatic payments are the easiest way to make your payments on time—and you’ll never forget your due date.

If you want to pay by phone, call 833-OPORTUN (833-676-7886). You can make a payment in person at any MoneyGram location  nationwide, including inside CVS and Walmart. Or mail a check or money order to the following address:

PO Box 561240
The Colony, TX 75056

More questions

Apply for a credit card

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