Credit when you need it
Credit lines up to $1,000
Accepted worldwide
No credit history needed to apply
Zero fraud liability
24/7 online account management
Use your credit card for the things you need
Groceries
New clothes
Gasoline
Vacations
Electronics
Pay bills
4 of 5 members
would refer friends to Oportun
The Oportun® Cash Back Visa® Credit Card is coming
We’re inviting a few people to apply early, but we can’t wait to bring the Oportun Cash Back Card to our community.
If you haven’t received a mail offer—sign up below for updates on Oportun card products as they become available.
Currently available by invitation only
A+ rating by the Better Business Bureau (BBB)
Best consumer lending product by Fintech Breakthrough
CDFI certified by the U.S. Treasury Department
Tools & learning
Questions
Apply online or call 855–613–0070.
If you received an Oportun® Visa® Credit Card offer in the mail, you can accept it online here or by calling us at 855-613-0070. We’re available to take your call during the following business hours:
- Monday through Friday, 8 am to 8 pm CT
- Saturday through Sunday, 9 am to 7 pm CT
- Holidays, 9 am to 7 pm CT (holiday hours may vary)
The application process is simple and quick. Once your account is set up and you’ve received your credit card, you can start using your new credit card to make purchases.
Your Oportun credit card can help you establish a positive credit history. We report all of your credit activity to the nationwide credit bureaus.
Not sure if your offer is still valid? You can check to see if your offer is still active at Oportun.com/myoffer.
There are many convenient payment options for your Oportun® Visa® Credit Card. Here are the four main ways you can pay your credit card:
- Online
To make your credit card payment online, start by logging in to your account. You can fill in your payment information through our online portal.
During the payment process, you can either choose to make a one-time payment or set up automatic payments using your checking or savings account.
By enrolling in automatic payments, you won’t need to worry about missing a payment’s due date as long as there are sufficient funds in your bank account. Your credit card payments will automatically be made on time.
- Over the phone
To make your credit card payments over the phone, simply call 833-OPORTUN (833-676-7886) and press 1. We can guide you through the payment process step by step during the call.
You’ll need to provide your payment information on the call. You can pay with a checking account, savings account, or debit card. If you pay with a checking account or savings account, be sure to have your account number and routing number handy.
- By mail
If you prefer to pay your credit card payment by mail, simply send a check or money order to:
Oportun
PO Box 561240
The Colony, TX 75056
Make sure to include your account number on the check or money order so that our team can apply your payment to the correct account.
- In person
You can pay your credit card in person at a CVS or Walmart location with a MoneyGram payment station located inside. You’ll need to use receiver code 18801 to complete your payment.
Overall really nice service recommend