Fast, affordable loans near you

Oportun locations now in Jacksonville

Apply in person

Experience friendly service at convenient hours

WHAT WE OFFER

Map of the Oportun locations in Jacksonville, for affordable personal loans.

Get an affordable loan, quickly

  • Loans of $300–$6,000
  • Fast funding—in as little as 2 hours
  • Fixed payments that fit your budget
  • Total cost of a loan with Oportun is lower on average than most alternative lenders*
  • Locations in your community open 7 days a week

4X
LOWER

Total loan cost versus other available alternatives

 3.8  MILLION

Loans made

$8.9 BILLION

Total credit provided

VISIT US TODAY

Apply in person

Experience friendly service at convenient hours

Find a location

QUESTIONS

What documentation do I need to apply for a personal loan?

Be prepared to share the following documents:

  • A valid photo ID, such as a driver’s license, passport, consular ID card, or a non-U.S. ID card (we accept from most countries)
  • Proof of income, such as current paystubs or current bank statements
  • Verification of address, such as a piece of mail with your name and address (cannot be a PO box)
  • Up to four personal references, which can include friends, family, or employers
Applications, Personal loans

How fast is the application process for a personal loan?

We know your time is valuable and we’re committed to providing you with fast service. Prequalification takes only minutes and will not impact your FICO® credit score. The full application process typically takes under 10 minutes if you supply the correct documentation. Most approved applicants receive their funds the same day they apply.

Applications, Personal loans

Can I be prequalified without impacting my credit score?

Yes. When we prequalify you, we run a soft credit pull, which does not impact your FICO® credit score.

When a final decision is made on your application, we run a hard credit pull, which can impact your credit score. Learn more about hard and soft credit pulls.

Applications, Auto loans, Personal loans

How does Oportun help me build a credit history?

Unlike other alternative lenders, we report your account behavior to nationwide credit bureaus. Each month, we let them know whether you’ve made your account payments on time and in full. You can establish positive credit when you make your requested payments on or before your due date, pay more than what is requested, or pay your account in full.  It generally takes at least six months to establish an initial credit score.

If you miss payments or make late or incomplete payments, we also report that to the credit bureaus. Such behavior can negatively impact your credit score.

The lender for the Oportun Visa Credit Card is WebBank, Member FDIC, which is who reports your account behavior to nationwide credit bureaus.

Auto loans, Credit cards, Establishing credit, Payments, Personal loans
All questions

Jacksonville SEM

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Call us at 888-806-9170 with questions.