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Apply for a personal loan from $300 to $18,500

  • Fixed, affordable payments
  • No prepayment penalties
  • Option to secure your loan with a car title

Get prequalified in minutes without affecting your credit score.

A+ rating by the Better Business Bureau (BBB)
Best consumer lending product by Fintech Breakthrough
CDFI certified by the U.S. Treasury Department

9 of 10 members

would refer friends to Oportun

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75,000 5-star reviews

on Google and Trustpilot

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“This is a great place to start building credit.”

Cynthia G., from Google

Why Oportun


Pay less and get more compared to non-bank lenders. See more

Fast funding
With direct deposit

9 of 10 members would refer their friends and family to Oportun. See more

Choose a personal loan or secured personal loan

Two types of loans for all kinds of goals, take your pick

Personal loans

From $300 to $18,500 without collateral

Secured personal loans

From $2,525 to $10,000 with your car title securing your loan

Available in California