9 of 10 members
would refer friends to Oportun
Get prequalified in minutes without affecting your credit score.
Cynthia G., from Google
Affordable
Pay less and get more compared to non-bank lenders. See more
Fast funding
With direct deposit
Trusted
9 of 10 members would refer their friends and family to Oportun. See more
Two types of loans for all kinds of goals, take your pick
Personal loans
From $300 to $18,500 without collateral
Secured personal loans
From $2,525 to $10,000 with your car title securing your loan
Available in California
80,000 5-star reviews on Google and Trustpilot
Still have questions? Here are a few we’ve answered before.
A personal loan provides you with a lump sum of money that is paid back over a set period of time. The money can be used for a number of personal expenses.
We know that you are more than just a set of numbers or a credit score. If you have a credit history, we will look at it, but we also consider other information. We may even approve you if you’ve faced bankruptcy.