Apply for a personal loan from
$300 to $­

  • Fixed, affordable payments
  • No prepayment penalties
  • Option to secure your loan with a car title

Get prequalified in minutes without affecting your credit score. See terms

Illustration of a phone screen notifying that your loan has been funded and a woman with her hands in the air holding a prize
Illustration of a phone screen notifying that your loan has been funded and a woman with her hands in the air holding a prize

A+ rating by the Better Business Bureau (BBB)

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Best consumer lending product by Fintech Breakthrough

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CDFI certified by the U.S. Treasury Department

Why Oportun

Affordable

Pay less and get more compared to non-bank lenders

Fast funding

With direct deposit

Trusted

9 of 10 members would refer their friends and family to Oportun

Illustration of man holding a drill, purchased along with other materials using a personal loan, in front of his home
Illustration of man holding a drill, purchased along with other materials using a personal loan, in front of his home

Own your car? Apply once and get two loan options

Choose a personal loan or a
secured personal loan

  • Get $2,525 to $­ if you secure your loan with your car title
    • Get $300 to $­ if you don’t secure your loan
      • Both options offer the same great benefits
Illustration of a man holding his car title while standing next to his vehicle
Illustration of a man holding his car title while standing next to his vehicle

Loan calculator

State
Terms change by state

Credit score
Amount
This tool offers example pricing and loan terms for standard personal loans. Actual terms will vary based on application information, credit profile and applicable state law. Displayed terms may change without prior notice.
APR -
Payment amount -
every two weeks
Number of payments #
Length of loan
This tool offers example pricing and loan terms for standard personal loans. Actual terms will vary based on application information, credit profile and applicable state law. Displayed terms may change without prior notice.