Apply for a personal loan from
$300 to $­

  • Fixed, affordable payments
  • No prepayment penalties
  • Option to secure your loan with a car title

Get prequalified in minutes without affecting your credit score. See terms

Illustration of a phone screen notifying that your loan has been funded and a woman with her hands in the air holding a prize
Illustration of a phone screen notifying that your loan has been funded and a woman with her hands in the air holding a prize

A+ rating by the Better Business Bureau (BBB)

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Best consumer lending product by Fintech Breakthrough

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CDFI certified by the U.S. Treasury Department

Why Oportun

Affordable

Pay less and get more compared to non-bank lenders

Fast funding

With direct deposit

Trusted

9 of 10 members would refer their friends and family to Oportun

Illustration of man holding a drill, purchased along with other materials using a personal loan, in front of his home
Illustration of man holding a drill, purchased along with other materials using a personal loan, in front of his home

Own your car? Apply once and get two loan options

Choose a personal loan or a
secured personal loan

  • Get $2,525 to $­ if you secure your loan with your car title
    • Get $300 to $­ if you don’t secure your loan
      • Both options offer the same great benefits
Illustration of a man holding his car title while standing next to his vehicle
Illustration of a man holding his car title while standing next to his vehicle