9 of 10 members
would refer friends to Oportun
Apply for a personal loan from $300 to $18,500
- Fixed, affordable payments
- No prepayment penalties
- Option to secure your loan with a car title
Get prequalified in minutes without affecting your credit score.
A+ rating by the Better Business Bureau (BBB)
Best consumer lending product by Fintech Breakthrough
CDFI certified by the U.S. Treasury Department
“This is a great place to start building credit.”
Cynthia G., from Google
Why Oportun
Affordable
Pay less and get more compared to non-bank lenders. See more
Fast funding
With direct deposit
Trusted
9 of 10 members would refer their friends and family to Oportun. See more
Choose a personal loan or secured personal loan
Two types of loans for all kinds of goals, take your pick
Personal loans
From $300 to $18,500 without collateral
Secured personal loans
From $2,525 to $10,000 with your car title securing your loan
Available in California