GET AHEAD WITH A PERSONAL LOAN
Join the 1.4 million people who trust Oportun
WHAT WE OFFER
Get an affordable loan, quickly
- Loans available from $300 to $6,000
- Fixed and affordable payments
- No credit score required
- Funds delivered fast—often within 24 hours
- Friendly, bilingual service at convenient hours
Average savings for first-time personal loan customers
Total credit provided
APPLY FOR YOUR PERSONAL LOAN
How fast is the application process for a personal loan?
We know your time is valuable and we’re committed to providing you with fast service. Prequalification takes only minutes and will not impact your FICO® credit score. The full application process typically takes under 10 minutes if you supply the correct documentation. Most approved applicants receive their funds the same day they apply.
, Personal loans
Can I be prequalified without impacting my credit score?
How does Oportun help me build a credit history?
Unlike other alternative lenders, we report your account behavior to nationwide credit bureaus. Each month, we let them know whether you’ve made your account payments on time and in full. You can establish positive credit when you make your requested payments on or before your due date, pay more than what is requested, or pay your account in full. It generally takes at least six months to establish an initial credit score.
If you miss payments or make late or incomplete payments, we also report that to the credit bureaus. Such behavior can negatively impact your credit score.
The lender for the Oportun Visa Credit Card is WebBank, Member FDIC, which is who reports your account behavior to nationwide credit bureaus.
, Credit cards
, Establishing credit
, Personal loans