OportunPath provides fast, friendly help between paychecks. We provide daily alerts about your checking account balance. And for those eligible, we offer a deposit (a top up) starting at $25 and going up to $100 to help you avoid costly fees and cover essentials.
If you’re eligible, top ups are available when your balance drops to $100 or less. You’ll receive a text message asking if you want a top up. Simply reply “top up” and the funds will be deposited into your checking account in minutes.
Top ups start at $25. Each time we successfully recoup the full top up within 14 days, you can increase the top up by $10, up to $95—plus a final $5 increase until you reach the $100 maximum.
Top ups are recouped automatically when your checking account balance rises above the threshold ($150 + your current top up amount). We designed the threshold limit so that you aren’t left with a low balance when we recoup your top up. If your balance goes back down to $100 or less, we’ll ask if you want another top up—but you can only have one top up at a time.