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How fast is the application process for a personal loan?

We know your time is valuable and we’re committed to providing you with fast service. Prequalification takes only minutes and will not impact your FICO® credit score. The full application process typically takes under 10 minutes if you supply the correct documentation. Most approved applicants receive their funds the same day they apply.

Applications, Personal loans

What documentation do I need to apply for an auto loan?

Be prepared to share the following documents:

  • A valid driver’s license issued by a state government agency
  • Proof of income, such as current pay stubs or current bank statements
  • Verification of address, such as a piece of mail with your name and address (cannot be a PO box)
  • Up to four personal references, which can include friends, family, or employers
  • Proof of auto insurance
Applications, Auto loans

What is OportunPath and how does it work?

OportunPath provides fast, friendly help between paychecks. We offer helpful insights and alerts about your checking account balance, and for those eligible, a fast deposit, up to $100 (a top up), to cover upcoming or unexpected expenses.

If you’re eligible, top ups are available when your balance drops to $100 or less. You’ll receive a text message asking if you want a $100 top up. Simply reply “top up” and the funds will be deposited into your checking account in minutes.

Top ups are recouped automatically when your checking account balance rises above the threshold. Don’t worry, if your balance goes back down, we’ll ask if you want another top up—but you can only have one top up at a time.

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