The loan amount for unsecured personal loans varies by state: loans above $6,000 are not available in Florida or for new customers; loans over $8,000 are not available in Arizona, Illinois, New Mexico, New Jersey, and Missouri or over $10,000 in Texas; loans below $3,100 are not available in Georgia; and loans below $1,600 are not available in Hawaii.
A secured personal loan from $2,525 to $20,000 is only offered by Oportun through the personal loan application to qualifying customers in Arizona, California, Florida, New Jersey, and Texas subject to certain terms and conditions. Secured loans limited to $18,000 in Texas.
For example, an unsecured personal loan of $3,000 could have 66 payments of $70, due every 2 weeks over 30 months, at a 35.95% APR with an origination fee of up to $240 for this loan amount.
For example, a secured personal loan of $7,000 in California could have 91 payments of $134, due every two weeks over 42 months, at 34.95% APR with a possible origination fee of $420 for this loan amount.