{"id":2788755,"date":"2026-06-16T14:55:01","date_gmt":"2026-06-16T21:55:01","guid":{"rendered":"https:\/\/oportundev3.wpengine.com\/?page_id=2788755"},"modified":"2026-10-08T14:33:02","modified_gmt":"2026-10-08T21:33:02","slug":"calculadora-de-ahorros-para-emergencias","status":"publish","type":"page","link":"https:\/\/oportun.com\/es\/ahorro-de-dinero\/calculadora-de-ahorros-para-emergencias\/","title":{"rendered":"Calculadora de ahorros para emergencias"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":25,"featured_media":0,"parent":2783662,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/flexible.php","meta":{"_acf_changed":false,"footnotes":""},"folder":[],"class_list":["post-2788755","page","type-page","status-publish","hentry"],"acf":{"blocks":{"0":{"acf_fc_layout":"content_block","settings":{"name":"Hero header","columns":"1","display":"auto","background":"none","image_placement":"auto","padding":"","section_language_toggle":"no","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h1 class=\"eyebrow\">Calculadora de fondo de emergencia<\/h1>\r\n<h2>Crea un plan en el que <em>puedas confiar<\/em><\/h2>\r\nDescubre cu\u00e1nto necesitas ahorrar y c\u00f3mo crear un fondo para imprevistos"},{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"[ocw_emergency_fund img_banner=\"\" columns=\"1\"]"}]},"1":{"acf_fc_layout":"content_block","settings":{"name":"What is an emergency fund?","columns":"2","display":"auto","background":"light-gray","image_placement":"auto","padding":"","section_language_toggle":"no","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"image","block_settings":{"disabled":"No"},"asset":2788522,"asset_mobile":null,"alt":"","border_radius_enabled":"yes","disabled_img_mobile":"no","youtube_embed_url":"","autoplay_video":false,"image_link_to":null,"lazy_load":true},{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2>\u00bfQu\u00e9 es un fondo de emergencia?<\/h2>\r\nUn fondo de emergencia es dinero que apartas para cubrir gastos inesperados o emergencias financieras, como facturas m\u00e9dicas, reparaciones del auto o la p\u00e9rdida de empleo. Funciona como una red de seguridad financiera que te ayuda a evitar endeudarte cuando surgen imprevistos.\r\n\r\n[apply-btn tracking-section=\"body\" tracking-label=\"Calcula tu fondo de emergencia\" text=\"Calcula tu fondo de emergencia\"]"}]},"2":{"acf_fc_layout":"content_block","settings":{"name":"How much should you save for emergencies","columns":"1","display":"auto","background":"none","image_placement":"auto","padding":"","section_language_toggle":"no","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: left;\">\u00bfCu\u00e1nto deber\u00edas ahorrar para emergencias?<\/h2>\r\n<p style=\"text-align: left;\">Lo m\u00e1s importante es empezar. Procura ahorrar unos cientos de d\u00f3lares como fondo inicial de emergencia y, con el tiempo, aumenta ese monto hasta cubrir entre tres y seis meses de tus gastos esenciales. Incluso un peque\u00f1o colch\u00f3n financiero puede ayudarte a afrontar gastos inesperados.<\/p>"},{"acf_fc_layout":"list_block","block_settings":{"disabled":"No"},"settings":{"list_type":"horizontal_list","list_style":"stacked","horizontal_style":"box","title":"","card_background":"default","icon_color":"default"},"items":[{"icon":"0","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","is_featured":false,"text":"","badge":"","text_border":"none","original_price":"","current_price":"","title":"","image":2788518,"content":"Fondo inicial","description":"Una meta inicial de $400 puede ayudarte a cubrir emergencias menores mientras construyes un ahorro m\u00e1s s\u00f3lido","label":"","link":"","alt_text":""},{"icon":"0","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","is_featured":false,"text":"","badge":"","text_border":"none","original_price":"","current_price":"","title":"","image":2788516,"content":"3 meses","description":"Tener ahorrado el equivalente a tres meses de gastos esenciales suele ser una buena meta para personas con ingresos estables o hogares con dos fuentes de ingreso","label":"","link":"","alt_text":""},{"icon":"0","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","is_featured":false,"text":"","badge":"","text_border":"none","original_price":"","current_price":"","title":"","image":2788514,"content":"6 meses","description":"Contar con seis meses de gastos esenciales es una mejor opci\u00f3n si trabajas por cuenta propia, eres el \u00fanico sost\u00e9n econ\u00f3mico de tu hogar o tus ingresos var\u00edan de un mes a otro","label":"","link":"","alt_text":""}]}]},"3":{"acf_fc_layout":"content_block","settings":{"name":"How to save for emergencies without having to think about it","columns":"2","display":"auto","background":"light-gray","image_placement":"auto","padding":"","section_language_toggle":"no","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"image","block_settings":{"disabled":"No"},"asset":2789138,"asset_mobile":null,"alt":"","border_radius_enabled":"yes","disabled_img_mobile":"no","youtube_embed_url":"","autoplay_video":false,"image_link_to":null,"lazy_load":true},{"acf_fc_layout":"list","block_settings":{"disabled":"No"},"settings":{"list_type":"list","list_style":"bullet","icon":{"source":""},"title":"","automatic_scrolling":false,"autoscrolling_speed":"mod","card_background":"default","icon_color":"default"},"items":[{"icon":"0","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<h2>C\u00f3mo ahorrar para emergencias sin tener que pensarlo<\/h2>","text_border":"none","stars":"","author":""},{"icon":"0","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"Set &amp; Save<sup>\u2122<\/sup>\u00a0te ayuda a ahorrar para emergencias. Analizamos tus ingresos y h\u00e1bitos de gasto para ahorrar dinero autom\u00e1ticamente por ti. En promedio, nuestros miembros ahorran m\u00e1s de $1,800 al a\u00f1o. M\u00e1s informaci\u00f3n.","text_border":"none","stars":"","author":""},{"icon":"credit","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"Conecta tu cuenta bancaria y comienza en minutos","text_border":"none","stars":"","author":""},{"icon":"auto_pay","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"Establece la meta de tu fondo de emergencia y cualquier otro objetivo de ahorro","text_border":"none","stars":"","author":""},{"icon":"savings","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"Empieza a aumentar tus ahorros con transferencias autom\u00e1ticas desde tu cuenta a la app","text_border":"none","stars":"","author":""},{"icon":"0","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<a href=\"https:\/\/app.oportun.com\/download?utm_source=ocw&amp;utm_medium=web&amp;utm_campaign=ocw_app_download_savings&amp;tvid=0194664afade00ae6424ce44ba300506f004606700978&amp;anonymous_id=0194664afade00ae6424ce44ba300506f004606700978&amp;referring_page=https%3A%2F%2Foportun.com%2Fes%2Fahorro-de-dinero%2F&amp;utm_term=TDC3SMlbOF\" class=\"button\" data-event_tracking=\"button click\" data-event_tracking_section=\"body\" data-event_tracking_label=\"Obtener la app\">Obtener la app<\/a>\r\n\r\nPrueba Set &amp; gratis durante 30 d\u00edas.\r\n<span class=\"small-text\">$3.99 al mes ($47.88 cobrados anualmente) o $5.99 al mes despu\u00e9s del per\u00edodo de prueba. Cancela cuando quieras.<\/span>","text_border":"none","stars":"","author":""}],"blocks":null,"icon_settings":{"desktop_aligment":"center","mobile_aligment":"center","if_no_icon_selected_left_space":false}}]},"4":{"acf_fc_layout":"content_block","settings":{"name":"Questions_Block","columns":"2","display":"auto","background":"none","image_placement":"right","padding":"","section_language_toggle":"no","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"image","block_settings":{"disabled":"No"},"asset":2788629,"asset_mobile":null,"alt":"","border_radius_enabled":"yes","disabled_img_mobile":"no","youtube_embed_url":"","autoplay_video":false,"image_link_to":null,"lazy_load":true},{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2>\u00bfTienes preguntas?<\/h2>"},{"acf_fc_layout":"faq","select_a_category":[],"font_size_of_categories_list":"normal","select_questions":null,"extra_questions":[{"question":"\u00bfD\u00f3nde deber\u00eda guardar mi fondo de emergencia?","answer":""},{"question":"\u00bfDeber\u00eda pagar mis deudas o crear un fondo de emergencia primero?","answer":""},{"question":"\u00bfQu\u00e9 se considera un \u201cgasto esencial\u201d?","answer":""}]},{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"[apply-btn tracking-section=\"body\" tracking-label=\"M\u00e1s preguntas\" text=\"M\u00e1s preguntas\"][button type=\"link\" href=\"https:\/\/oportun.com\/es\/preguntas-frecuentes\/\" data-event_tracking=\"link click\" data-event_tracking_section=\"body\" data-event_tracking_label=\"M\u00e1s preguntas\"][\/button]"}]},"6":{"acf_fc_layout":"content_block","settings":{"name":"This is your sign to try our app","columns":"1","display":"auto","background":"black","image_placement":"auto","padding":"","section_language_toggle":"no","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: center;\">Esta es tu se\u00f1al para probar nuestra app<\/h2>\r\n<p style=\"text-align: center;\">Deja que Set &amp; Save haga el trabajo por ti. Empieza gratis con una prueba de 30 d\u00edas.\r\n<span class=\"small-text\">Despu\u00e9s, $5.99 al mes. Cancela cuando quieras.<\/span><\/p>\r\n<p style=\"text-align: center;\"><a href=\"https:\/\/app.oportun.com\/download?utm_source=ocw&amp;utm_medium=web&amp;utm_campaign=ocw_app_download_savings&amp;tvid=0194664afade00ae6424ce44ba300506f004606700978&amp;anonymous_id=0194664afade00ae6424ce44ba300506f004606700978&amp;referring_page=https%3A%2F%2Foportun.com%2Fes%2Fahorro-de-dinero%2F&amp;utm_term=TDC3SMlbOF\" class=\"button\" data-event_tracking=\"button click\" data-event_tracking_section=\"body\" data-event_tracking_label=\"Obtener la app\">Obtener la app<\/a><\/p>"}]}}},"_links":{"self":[{"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/pages\/2788755","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/comments?post=2788755"}],"version-history":[{"count":0,"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/pages\/2788755\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/pages\/2783662"}],"wp:attachment":[{"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/media?parent=2788755"}],"wp:term":[{"taxonomy":"folder","embeddable":true,"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/folder?post=2788755"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}