{"id":2785416,"date":"2025-04-16T11:21:26","date_gmt":"2025-04-16T18:21:26","guid":{"rendered":"https:\/\/oportundev3.wpengine.com\/?page_id=2785416"},"modified":"2025-06-12T12:54:59","modified_gmt":"2025-06-12T19:54:59","slug":"calculadora-de-prestamos-personales","status":"publish","type":"page","link":"https:\/\/oportun.com\/es\/prestamos-personales\/calculadora-de-prestamos-personales\/","title":{"rendered":"Calculadora de pr\u00e9stamos"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":25,"featured_media":0,"parent":12618,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/ad-landing.php","meta":{"_acf_changed":false,"footnotes":""},"folder":[],"class_list":["post-2785416","page","type-page","status-publish","hentry"],"acf":{"blocks":[{"acf_fc_layout":"content_block","settings":{"name":"Hero","columns":"1","display":"auto","background":"none","image_placement":"auto","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h1>Calculadora de pr\u00e9stamos personales<\/h1>\r\nExplora un ejemplo de los pagos de un pr\u00e9stamo, basado en diferentes tama\u00f1os de pr\u00e9stamos y en la duraci\u00f3n del n\u00famero de pagos. Nuestra calculadora de pr\u00e9stamos puede darte una idea de qu\u00e9 esperar al pedir un pr\u00e9stamo personal."},{"acf_fc_layout":"loan_calculator","block_settings":{"disabled":"No"},"loan_calculator_style":"regular","pre_populate_based_on_location":"no","inside_hero":"no","title":"Calculadora de pr\u00e9stamos","description":"\u00bfC\u00f3mo se ver\u00eda tu pr\u00e9stamo personal?","disable_apply":"no","upl_spl_type_selector":"radio","available_states":["AL","AK","AS","AZ","AR","CA","CO","CT","DC","DE","FL","GA","GU","HI","ID","IL","IN","IA","KS","KY","LA","ME","MD","MA","MI","MN","MS","MO","MT","NE","NV","NH","NJ","NM","NY","NC","ND","OH","OK","OR","PA","RI","SC","SD","TN","TX","UT","VT","VA","VI","WA","WV","WI","WY"],"loan_calc_cta_text":"","loan_calc_cta_url":"","loan_calc_initial_loan_amount_title":"","loan_calc_initial_loan_amount":"","loan_calc_initial_slider_position":false}]},{"acf_fc_layout":"content_block","settings":{"name":"Product features","columns":"2","display":"auto","background":"white","image_placement":"left","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"image","block_settings":{"disabled":"No"},"asset":2784346,"asset_mobile":null,"alt":"","border_radius_enabled":"yes","disabled_img_mobile":"no","youtube_embed_url":"","autoplay_video":false,"image_link_to":null,"lazy_load":true},{"acf_fc_layout":"list","block_settings":{"disabled":"No"},"settings":{"list_type":"list","list_style":"bullet","icon":{"source":""},"title":"","automatic_scrolling":false,"autoscrolling_speed":"mod","card_background":"default","icon_color":"default"},"items":[{"icon":"0","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<h2>Pr\u00e9stamos personales con los que puedes contar<\/h2>\r\nYa sea para un gasto inesperado o algo personal que necesites, Oportun est\u00e1 contigo con pr\u00e9stamos personales accesibles. Usa la calculadora para ver c\u00f3mo se pueden ajustar los pagos a tu pre presupuesto.","text_border":"none","stars":"","author":""},{"icon":"handmoney","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<strong>Accesible<\/strong>\r\nPaga menos y recibe m\u00e1s comparado con prestamistas que no son bancos.\r\n\r\n<a href=\"https:\/\/oportun.com\/es\/info\/apply2ways-sem-mb\/#true-cost-of-a-loan\">Ver m\u00e1s<\/a>","text_border":"none","stars":"","author":""},{"icon":"depositcheck","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<strong>Fondos r\u00e1pidos<\/strong>\r\nCon dep\u00f3sito directo","text_border":"none","stars":"","author":""},{"icon":"coin","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<strong>De confianza<\/strong>\r\n9 de cada 10 miembros recomendar\u00edan Oportun a su familia y amigos.\r\n<a href=\"https:\/\/oportun.com\/es\/info\/apply2ways-sem-mb\/#nps-terms\">Ver m\u00e1s<\/a>","text_border":"none","stars":"","author":""},{"icon":"0","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<p style=\"text-align: left;\"><a href=\"https:\/\/apply.oportun.com\/home\/\" class=\"button\" data-event_tracking=\"button click\" data-event_tracking_section=\"body\" data-event_tracking_label=\"Apply now\">Aplicar ahora<\/a><\/p>","text_border":"none","stars":"","author":""}],"blocks":null,"icon_settings":{"desktop_aligment":"center","mobile_aligment":"center","if_no_icon_selected_left_space":false}}]},{"acf_fc_layout":"content_block","settings":{"name":"SPL ","columns":"2","display":"auto","background":"light-gray","image_placement":"right","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"image","block_settings":{"disabled":"No"},"asset":2785041,"asset_mobile":null,"alt":"","border_radius_enabled":"yes","disabled_img_mobile":"no","youtube_embed_url":"","autoplay_video":false,"image_link_to":null,"lazy_load":true},{"acf_fc_layout":"list","block_settings":{"disabled":"No"},"settings":{"list_type":"list","list_style":"bullet","icon":{"source":""},"title":"","automatic_scrolling":false,"autoscrolling_speed":"mod","card_background":"default","icon_color":"default"},"items":[{"icon":"0","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<h2>Y qu\u00e9 tal si necesitas un pr\u00e9stamo m\u00e1s grande<\/h2>\r\nPuedes usar el t\u00edtulo de tu auto para garantizar tu pr\u00e9stamo personal y asegurar cantidades mayores.\r\n<a href=\"https:\/\/oportun.com\/es\/licencias\/\">Disponible en ciertos estados<\/a>.","text_border":"none","stars":"","author":""},{"icon":"backgroundcheck","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<strong>Recibe m\u00e1s dinero<\/strong>\r\nEntre $2,525 y $18,500 al usar el t\u00edtulo de tu auto para garantizar tu pr\u00e9stamo","text_border":"none","stars":"","author":""},{"icon":"creditcards","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<strong>Tasas de inter\u00e9s APR m\u00e1s bajas<\/strong>\r\ncomparadas con los pr\u00e9stamos tradicionales con el t\u00edtulo del auto","text_border":"none","stars":"","author":""},{"icon":"protection","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<strong>Sigue adelante<\/strong>\r\nTodo lo dem\u00e1s del pr\u00e9stamo es igual: r\u00e1pido, accesible, y te ayuda a construir cr\u00e9dito al hacer tus pagos a tiempo","text_border":"none","stars":"","author":""}],"blocks":null,"icon_settings":{"desktop_aligment":"center","mobile_aligment":"center","if_no_icon_selected_left_space":false}}]},{"acf_fc_layout":"content_block","settings":{"name":"How it works ","columns":"1","display":"auto","background":"black","image_placement":"auto","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: center;\"><span>C\u00f3mo usar la calculadora de pr\u00e9stamo personal de Oportun<\/span><\/h2>"},{"acf_fc_layout":"list","block_settings":{"disabled":"No"},"settings":{"list_type":"horizontal_list","list_style":"bullet_custom","icon":{"source":""},"title":"","automatic_scrolling":false,"autoscrolling_speed":"mod","card_background":"default","icon_color":"default"},"items":[{"icon":"0","custom_bullet":"1","border_around_icon":"border-desk-mobile-green","custom_bullet_color":"black","title":"","text":"<strong>Selecciona tu estado<\/strong>\r\nPara encontrar mejores condiciones, revisa tanto la disponibilidad del pr\u00e9stamo como el usar el t\u00edtulo de tu auto.","text_border":"none","stars":"","author":""},{"icon":"0","custom_bullet":"2","border_around_icon":"border-desk-mobile-green","custom_bullet_color":"black","title":"","text":"<strong>Calcula tu puntaje de cr\u00e9dito<\/strong>\r\nEscoge tu puntaje o \u201cdesconocido \u201d si no tienes la seguridad del n\u00famero.","text_border":"none","stars":"","author":""},{"icon":"0","custom_bullet":"3","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<strong>Revisa los t\u00e9rminos del pr\u00e9stamo<\/strong>\r\nAjusta la cantidad o el periodo de pagos para ver c\u00f3mo cambia el tama\u00f1o de tus pagos.","text_border":"none","stars":"","author":""}],"blocks":null,"icon_settings":{"desktop_aligment":"center","mobile_aligment":"center","if_no_icon_selected_left_space":false}},{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<p style=\"text-align: center;\"><a href=\"https:\/\/apply.oportun.com\/home\/\" class=\"button\" data-event_tracking=\"button click\" data-event_tracking_section=\"body\" data-event_tracking_label=\"Apply now\">Aplicar ahora<\/a><\/p>"}]},{"acf_fc_layout":"content_block","settings":{"name":"Loan uses","columns":"1","display":"auto","background":"none","image_placement":"auto","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: center;\">Paga lo que necesites cuando necesites<\/h2>\r\n<p style=\"text-align: center;\"><span>Ten acceso r\u00e1pido a tus fondos para que puedas enfocarte en lo importante en vez de estar pensando c\u00f3mo pagarlo<\/span><\/p>"},{"acf_fc_layout":"list","block_settings":{"disabled":"No"},"settings":{"list_type":"horizontal_list","list_style":"box","icon":{"source":""},"title":"","automatic_scrolling":false,"autoscrolling_speed":"mod","card_background":"default","icon_color":"default"},"items":null,"blocks":[{"acf_fc_layout":"box","image":2418893,"text_content":"<h3><span>Mejoras del hogar<\/span><\/h3>","description":"\u00a1Adelante! Pinta las paredes o reemplaza el lavabo. Con un pr\u00e9stamo personal no tienes que esperar para renovar tu espacio.","link":"\/es\/prestamos-personales\/prestamo-reforma-vivienda\/"},{"acf_fc_layout":"box","image":2418889,"text_content":"<h3><span>Reparaciones del auto<\/span><\/h3>","description":"No todo el mundo puede darse el lujo de estar preparado con dinero para las reparaciones del auto, pero si t\u00fa no est\u00e1s, puedes obtener un pr\u00e9stamo personal r\u00e1pidamente.","link":"\/es\/prestamos-personales\/prestamos-reparacion-autos\/"},{"acf_fc_layout":"box","image":2684915,"text_content":"&nbsp; <h3><span>Bodas<\/span><\/h3>","description":"Planear tu d\u00eda m\u00e1s importante debe causarte una sonrisa. Usar un pr\u00e9stamo personal para tu boda es una manera excelente de lograr que pagar tu boda sea tan f\u00e1cil como decir \u201cS\u00ed\u201d.","link":"\/es\/prestamos-personales\/prestamos-para-bodas\/"},{"acf_fc_layout":"box","image":2418875,"text_content":"<h3><span>Vacaciones<\/span><\/h3> ","description":"Haz realidad tus sue\u00f1os de escaparte. Usa un pr\u00e9stamo personal para comprar esos boletos de avi\u00f3n y p\u00e1galos m\u00e1s adelante.","link":"\/es\/prestamos-personales\/prestamo-viajes\/"},{"acf_fc_layout":"box","image":2418881,"text_content":"<h3><span>Gastos m\u00e9dicos<\/span><\/h3>  ","description":"Si de la salud se trata, el dinero es en lo que menos quieres pensar. Deja que Oportun te ayude a cubrir los costos m\u00e9dicos con un pr\u00e9stamo personal para que puedas concentrarte en lo importante.","link":"\/es\/prestamos-personales\/prestamos-medicos\/"},{"acf_fc_layout":"box","image":2418873,"text_content":"<h3><span>Consolidaci\u00f3n de deudas<\/span><\/h3> ","description":"Con un pr\u00e9stamo personal, puedes juntar varias deudas como tarjetas de cr\u00e9dito y pr\u00e9stamos de d\u00eda de pago y hacer una sola factura, y luego pagar esa \u00fanica factura poco a poco.","link":"\/es\/prestamos-personales\/prestamos-para-consolidar-deudas\/"}],"icon_settings":{"desktop_aligment":"center","mobile_aligment":"center","if_no_icon_selected_left_space":false}}]},{"acf_fc_layout":"content_block","settings":{"name":"NPS","columns":"2","display":"auto","background":"black","image_placement":"auto","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: left;\">No solo lo decimos nosotros<\/h2>"},{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h3 style=\"text-align: left;\">[impact name=\"NPS\" number=\u201dtrue\u201d description=\"false\"] recomendar\u00edan Oportun a sus amigos<\/h3>\r\n<p style=\"text-align: left;\"><a href=\"https:\/\/oportun.com\/es\/#nps-terms\">Ver m\u00e1s<\/a><\/p>"}]},{"acf_fc_layout":"content_block","settings":{"name":"Blog","columns":"1","display":"auto","background":"none","image_placement":"auto","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: center;\"><span>La calculadora de pr\u00e9stamos personales te ayuda a planear:<\/span><\/h2>"},{"acf_fc_layout":"featured_posts","block_settings":{"disabled":"No"},"title":"","category":100},{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<p style=\"text-align: center;\"><a href=\"\/financial-education\/\" class=\"button\" data-event_tracking=\"button click\" data-event_tracking_section=\"body\" data-event_tracking_label=\"View financial education\">Ver m\u00e1s en educaci\u00f3n financiera<\/a><\/p>"}]},{"acf_fc_layout":"content_block","settings":{"name":"Questions_Block","columns":"2","display":"auto","background":"none","image_placement":"right","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"image","block_settings":{"disabled":"No"},"asset":2783188,"asset_mobile":null,"alt":"","border_radius_enabled":"yes","disabled_img_mobile":"no","youtube_embed_url":"","autoplay_video":false,"image_link_to":null,"lazy_load":true},{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2>\u00bfTienes m\u00e1s preguntas?<\/h2>\r\nAqu\u00ed hay algunas que hemos respondido antes."},{"acf_fc_layout":"faq","select_a_category":[123,124,121],"font_size_of_categories_list":"normal","select_questions":[14102,14082,14103],"extra_questions":null},{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<p style=\"text-align: left;\"><a href=\"\/faq\/\" class=\"button\" data-event_tracking=\"button click\" data-event_tracking_section=\"body\" data-event_tracking_label=\"Read more\">[CTAText label=\"Leer m\u00e1s\"]<\/a><\/p>"}]},{"acf_fc_layout":"content_block","settings":{"name":"Savings number","columns":"1","display":"auto","background":"black","image_placement":"auto","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: center;\">Nuestros miembros han ahorrado\r\n<span class=\"highlighted\">[impact name=\"Aggregate savings\" number=\u201dtrue\u201d description=\"false\"]<\/span>\r\nen intereses y tarifas<\/h2>\r\n<p style=\"text-align: center;\"><a href=\"https:\/\/oportun.com\/es\/info\/apply2ways-sem-mb\/#true-cost-of-a-loan\">Ver m\u00e1s<\/a><\/p>\r\n<p style=\"text-align: center;\"><a href=\"https:\/\/apply.oportun.com\/home\/\" class=\"button\" data-event_tracking=\"button click\" data-event_tracking_section=\"body\" data-event_tracking_label=\"Apply now\">Aplicar ahora<\/a><\/p>"}]}]},"_links":{"self":[{"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/pages\/2785416","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/comments?post=2785416"}],"version-history":[{"count":0,"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/pages\/2785416\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/pages\/12618"}],"wp:attachment":[{"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/media?parent=2785416"}],"wp:term":[{"taxonomy":"folder","embeddable":true,"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/folder?post=2785416"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}