{"id":2658951,"date":"2023-11-06T12:05:00","date_gmt":"2023-11-06T20:05:00","guid":{"rendered":"https:\/\/oportundev3.wpengine.com\/?page_id=2658951"},"modified":"2025-02-14T12:50:52","modified_gmt":"2025-02-14T20:50:52","slug":"prestamos-para-consolidar-deudas","status":"publish","type":"page","link":"https:\/\/oportun.com\/es\/prestamos-personales\/prestamos-para-consolidar-deudas\/","title":{"rendered":"Personal Loans: Debt Consolidation Loans"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":12618,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/flexible.php","meta":{"_acf_changed":false,"footnotes":""},"folder":[],"class_list":["post-2658951","page","type-page","status-publish","hentry","product-core-es","product-metabank-es"],"acf":{"blocks":[{"acf_fc_layout":"content_block","settings":{"name":"","columns":"2","display":"auto","background":"none","image_placement":"auto","padding":"","section_language_toggle":"no","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h1>Pr\u00e9stamos para consolidaci\u00f3n de deudas<\/h1>\r\nLiquida tus deudas al mismo tiempo agrup\u00e1ndolas en una. Precalifica en minutos sin afectar tu puntaje de cr\u00e9dito.\r\n<p style=\"text-align: left;\"><a href=\"https:\/\/apply.oportun.com\/home\/?lang=es\" class=\"button\" data-event_tracking=\"button click\" data-event_tracking_section=\"hero\" data-event_tracking_label=\"Apply now\">Aplicar ahora<\/a><\/p>\r\n<span style=\"font-size: 12px; color: #808080;\"><a href=\"#general-product-terms\">Ver los t\u00e9rminos<\/a><\/span>"},{"acf_fc_layout":"image","block_settings":{"disabled":"No"},"asset":2782685,"asset_mobile":null,"alt":"","border_radius_enabled":"yes","disabled_img_mobile":"no","youtube_embed_url":"","autoplay_video":false,"image_link_to":null,"lazy_load":true}]},{"acf_fc_layout":"content_block","settings":{"name":"","columns":"1","display":"auto","background":"black","image_placement":"auto","padding":"","section_language_toggle":"no","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: center;\">Todo lo que debes, simplificado con una consolidaci\u00f3n de deudas<\/h2>\r\nUsa un pr\u00e9stamo personal a trav\u00e9s de Oportun para simplificar los pagos de tus deudas. Si est\u00e1s pagando varias l\u00edneas de cr\u00e9dito, como pr\u00e9stamos de d\u00eda de pago o tarjetas de cr\u00e9dito, un pr\u00e9stamo personal te podr\u00eda ayudar al consolidar tus deudas al hacer pagos fijos a un solo prestamista de acuerdo a un calendario.\r\n\r\nConsolidar tus deudas puede ahorrarte dinero a la larga si tus deudas actuales tienen tasas de inter\u00e9s APR m\u00e1s altas, plazos de pago m\u00e1s largos, o te cobran demasiadas tarifas."}]},{"acf_fc_layout":"content_block","settings":{"name":"","columns":"2","display":"auto","background":"none","image_placement":"left","padding":"","section_language_toggle":"no","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"image","block_settings":{"disabled":"No"},"asset":2629931,"asset_mobile":null,"alt":"","border_radius_enabled":"yes","disabled_img_mobile":"no","youtube_embed_url":"","autoplay_video":false,"image_link_to":null,"lazy_load":true},{"acf_fc_layout":"list","block_settings":{"disabled":"No"},"settings":{"list_type":"list","list_style":"bullet","icon":{"source":""},"title":"","automatic_scrolling":false,"autoscrolling_speed":"mod","card_background":"default","icon_color":"default"},"items":[{"icon":"0","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<h2>Los beneficios de los pr\u00e9stamos de Oportun para consolidaci\u00f3n de deudas<\/h2>","text_border":"none","stars":"","author":""},{"icon":"backgroundcheck","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<h4>Pagos accesibles<\/h4>\r\nSiempre sabr\u00e1s de cu\u00e1nto es tu pago, cu\u00e1ndo se vence y no tendr\u00e1s ning\u00fan pago mayor al final del pr\u00e9stamo","text_border":"none","stars":"","author":""},{"icon":"depositcheck","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<h4>Tasa APR fija<\/h4>\r\nEl costo del pr\u00e9stamo no cambiar\u00e1 durante el tiempo que te toma pagar el pr\u00e9stamo","text_border":"none","stars":"","author":""},{"icon":"smiley","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<h4>Beneficioso para tu futuro<\/h4>\r\nNuestros pr\u00e9stamos accesibles pueden simplificar tus finanzas y ayudarte a establecer tu puntaje de cr\u00e9dito al pagar a tiempo","text_border":"none","stars":"","author":""},{"icon":"0","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"&nbsp;\r\n<p style=\"text-align: left;\"><a href=\"https:\/\/apply.oportun.com\/home\/?lang=es\" class=\"button\" data-event_tracking=\"button click\" data-event_tracking_section=\"hero\" data-event_tracking_label=\"Apply now\">Aplicar ahora<\/a><\/p>","text_border":"none","stars":"","author":""}],"blocks":null,"icon_settings":{"desktop_aligment":"center","mobile_aligment":"center","if_no_icon_selected_left_space":false}}]},{"acf_fc_layout":"content_block","settings":{"name":"","columns":"1","display":"auto","background":"light-gray","image_placement":"auto","padding":"","section_language_toggle":"no","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: center;\">Preguntas frecuentes sobre pr\u00e9stamos para consolidaci\u00f3n de deudas<\/h2>"},{"acf_fc_layout":"list","block_settings":{"disabled":"No"},"settings":{"list_type":"accordion","list_style":"stacked","icon":{"source":""},"title":"","automatic_scrolling":false,"autoscrolling_speed":"mod","card_background":"default","icon_color":"default"},"items":[{"icon":"","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"\u00bfQu\u00e9 es un pr\u00e9stamo para consolidaci\u00f3n de deudas?","text":"Es un pr\u00e9stamo personal que puede usarse para consolidar deudas al combinar dos o m\u00e1s deudas existentes en un solo pr\u00e9stamo, con un solo pago cada dos semanas o cada mes.\u00a0 Por ejemplo, si debes dinero a dos diferentes tarjetas de cr\u00e9dito y tienes un pr\u00e9stamo para auto, podr\u00edas pedir un pr\u00e9stamo personal para liquidar esas tres deudas y as\u00ed solamente tendr\u00edas que tratar con un solo prestamista para saldar una sola deuda. Un pr\u00e9stamo as\u00ed lo usan con frecuencia personas que tienen m\u00faltiples tarjetas de cr\u00e9dito o pr\u00e9stamos de d\u00eda de pago con altos intereses, para simplificar el pago o ahorrar dinero. Debes comparar los costos del cr\u00e9dito y los t\u00e9rminos de pago de tu deuda actual y los de cualquier pr\u00e9stamo personal nuevo, a fin de poder hacer la mejor decisi\u00f3n financiera para tu presupuesto.","text_border":"none","stars":"","author":""},{"icon":"","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"\u00bfC\u00f3mo funcionan los pr\u00e9stamos para consolidaci\u00f3n de deudas?","text":"Los pr\u00e9stamos para consolidaci\u00f3n de deudas te permiten pedir un pr\u00e9stamo para liquidar tus otras deudas, como tarjetas de cr\u00e9dito, pr\u00e9stamos de d\u00eda de pago u otros pr\u00e9stamos personales. Una vez que tus otros pr\u00e9stamos est\u00e9n liquidados, solo tendr\u00e1s ese pr\u00e9stamo grande para pagar con t\u00e9rminos fijos.","text_border":"none","stars":"","author":""},{"icon":"","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"Los pr\u00e9stamos para consolidaci\u00f3n de deudas, \u00bfson buena idea?","text":"Los pr\u00e9stamos para consolidaci\u00f3n de deudas pueden ser una buena idea dependiendo de tu situaci\u00f3n financiera. Si haces tus pagos a tiempo y completos, los pr\u00e9stamos para consolidaci\u00f3n de deudas te pueden ayudar a establecer tu cr\u00e9dito. Pedir un pr\u00e9stamo para liquidar otras deudas puede reducir tus pagos mensuales totales y simplificarlos. En lugar de hacer pagos a m\u00faltiples acreedores, puedes pagar un solo monto al mes. Si el plazo de pagos es m\u00e1s largo, tambi\u00e9n te puede costar m\u00e1s en total, aunque los pagos individuales sean manejables. Siempre debes comparar los costos del cr\u00e9dito y los t\u00e9rminos de pago a fin de poder hacer la mejor decisi\u00f3n financiera para tu presupuesto. Adem\u00e1s, los pr\u00e9stamos personales pueden ser dif\u00edciles de conseguir si tienes un puntaje de cr\u00e9dito bajo o la proporci\u00f3n de tu deuda-ingreso es muy alta.","text_border":"none","stars":"","author":""},{"icon":"","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"\u00bfC\u00f3mo consigo un pr\u00e9stamo para consolidaci\u00f3n de deudas?","text":"Cuando hayas decidido que un pr\u00e9stamo personal para consolidaci\u00f3n de deudas es lo adecuado para ti, el siguiente paso es aplicar. Al aplicar a trav\u00e9s de Oportun, regularmente recibes la decisi\u00f3n sobre tu aplicaci\u00f3n el mismo d\u00eda. Pero t\u00f3mate unos minutos para estar seguro de que entiendes los t\u00e9rminos de los pagos para que as\u00ed puedas hacer la decisi\u00f3n correcta para tus futuras metas financieras.","text_border":"none","stars":"","author":""}],"blocks":null,"icon_settings":{"desktop_aligment":"center","mobile_aligment":"center","if_no_icon_selected_left_space":false}}]},{"acf_fc_layout":"content_block","settings":{"name":"","columns":"1","display":"auto","background":"light-gray","image_placement":"auto","padding":"","section_language_toggle":"no","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: center;\">No solo lo decimos nosotros<\/h2>\r\n<p style=\"text-align: center;\">[impact name=\"Google rating\" number=\u201dtrue\u201d description=\"false\"] rese\u00f1as de 5 estrellas en Google y Trustpilot<\/p>\r\n<p style=\"text-align: center;\"><a href=\"\/reviews\/\">Leer m\u00e1s<\/a><\/p>"},{"acf_fc_layout":"list","block_settings":{"disabled":"No"},"settings":{"list_type":"horizontal_list","list_style":"testimonial","icon":{"source":""},"title":"","automatic_scrolling":false,"autoscrolling_speed":"mod","card_background":"default","icon_color":"default"},"items":null,"blocks":[{"acf_fc_layout":"testimonial","quote":"Le quiero dar las gracias a Oportun porque me ha dado la oportunidad de pagar todas mis deudas. Gracias.","author":"Evangelina Pena","stars":"5","source":"Google","source_link":"https:\/\/www.google.com\/maps\/reviews\/data=!4m8!14m7!1m6!2m5!1sChdDSUhNMG9nS0VJQ0FnSUNzbFB5RjNRRRAB!2m1!1s0x0:0x5c251b931d41690b!3m1!1s2@1:CIHM0ogKEICAgICslPyF3QE%7CCgwIvPSj8QUQoM31vQI%7C?hl=en-US"},{"acf_fc_layout":"testimonial","quote":"Este lugar es formidable para comenzar a establecer cr\u00e9dito. Se lo he recomendado a muchos de mis amigos. Yo misma he pedido unos cuantos pr\u00e9stamos con ellos y el personal siempre ha sido s\u00faper amable.","author":"Cynthia Garcia","stars":"5","source":"Google","source_link":"https:\/\/search.google.com\/local\/reviews?placeid=ChIJ1Ze-Hy2x3IAROAhkwDb4Wd0"},{"acf_fc_layout":"testimonial","quote":"Todo el proceso fue extremadamente f\u00e1cil y agradable. El representante de servicio al cliente me explic\u00f3 muy bien, me ayud\u00f3 mucho y fue paciente. \u00a1Con Oportun pude cubrir la emergencia que ten\u00eda! Se los voy a recomendar a mi familia y amigos. Estoy muy complacida con mi primer pr\u00e9stamo con Oportun.","author":"Claudia Morales","stars":"5","source":"Google","source_link":"https:\/\/search.google.com\/local\/reviews?placeid=ChIJGxm__pNXwoARXG5sI0DfD8Y"}],"icon_settings":{"desktop_aligment":"center","mobile_aligment":"center","if_no_icon_selected_left_space":false}},{"acf_fc_layout":"list","block_settings":{"disabled":"No"},"settings":{"list_type":"horizontal_list","list_style":"badge","icon":{"source":""},"title":"","automatic_scrolling":false,"autoscrolling_speed":"mod","card_background":"default","icon_color":"default"},"items":null,"blocks":[{"acf_fc_layout":"badge","image":2418602,"label":"[impact name=\"accolade1\" number=\u201dfalse\u201d description=\"true\"]","link":"","alt_text":""},{"acf_fc_layout":"badge","image":2616127,"label":"[impact name=\"accolade2\" number=\u201dfalse\u201d description=\"true\"]","link":"","alt_text":""},{"acf_fc_layout":"badge","image":2608031,"label":"[impact name=\"accolade3\" number=\u201dfalse\u201d description=\"true\"]","link":"","alt_text":""}],"icon_settings":{"desktop_aligment":"center","mobile_aligment":"center","if_no_icon_selected_left_space":false}}]},{"acf_fc_layout":"content_block","settings":{"name":"","columns":"1","display":"contained","background":"black","image_placement":"auto","padding":"","section_language_toggle":"no","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: center;\">\u00bfTodav\u00eda tienes preguntas?<\/h2>"},{"acf_fc_layout":"list","block_settings":{"disabled":"No"},"settings":{"list_type":"horizontal_list","list_style":"center","icon":{"source":""},"title":"","automatic_scrolling":false,"autoscrolling_speed":"mod","card_background":"default","icon_color":"default"},"items":[{"icon":"chat","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<h3>Usa el Chat<\/h3>\r\nHaz tus preguntas en l\u00ednea\r\n<p style=\"text-align: center;\"><a class=\"button\" data-enable_five9=\"true\">Iniciar<\/a><\/p>","text_border":"none","stars":"","author":""},{"icon":"phone-call","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<h3>Llama<\/h3>\r\nHabla con un miembro del equipo\r\n<p style=\"text-align: center;\"><a href=\"tel:866-488-6090%20\" class=\"button\">(866) 488-6090<\/a><\/p>","text_border":"none","stars":"","author":""},{"icon":"location","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<h3>Vis\u00edtanos<\/h3>\r\nEncuentra tu sucursal m\u00e1s cercana\r\n<p style=\"text-align: center;\"><a href=\"\/es\/sucursales\/\" class=\"button\">Sucursales<\/a><\/p>","text_border":"none","stars":"","author":""}],"blocks":null,"icon_settings":{"desktop_aligment":"center","mobile_aligment":"center","if_no_icon_selected_left_space":false}}]},{"acf_fc_layout":"content_block","settings":{"name":"","columns":"1","display":"auto","background":"none","image_placement":"auto","padding":"","section_language_toggle":"no","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: center;\">Vu\u00e9lvete m\u00e1s experto en pr\u00e9stamos para consolidaci\u00f3n de deudas<\/h2>"},{"acf_fc_layout":"featured_posts","block_settings":{"disabled":"No"},"title":"","category":93},{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<p style=\"text-align: center;\"><a href=\"\/es\/educacion-financiera\/\" class=\"button\" data-event_tracking=\"button click\" data-event_tracking_section=\"body\" data-event_tracking_label=\"View financial education\">Ver educaci\u00f3n financiera<\/a><\/p>"}]},{"acf_fc_layout":"content_block","settings":{"name":"","columns":"1","display":"auto","background":"black","image_placement":"auto","padding":"","section_language_toggle":"no","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: center;\">Aplica para un pr\u00e9stamo de consolidaci\u00f3n de deudas hoy mismo<\/h2>\r\n<p style=\"text-align: center;\"><a href=\"https:\/\/apply.oportun.com\/home\/?lang=es\" class=\"button\" data-event_tracking=\"button click\" data-event_tracking_section=\"hero\" data-event_tracking_label=\"Apply now\">Aplicar ahora<\/a><\/p>"}]}]},"_links":{"self":[{"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/pages\/2658951","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/comments?post=2658951"}],"version-history":[{"count":0,"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/pages\/2658951\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/pages\/12618"}],"wp:attachment":[{"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/media?parent=2658951"}],"wp:term":[{"taxonomy":"folder","embeddable":true,"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/folder?post=2658951"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}