{"id":13656,"date":"2021-07-20T03:31:09","date_gmt":"2021-07-20T03:31:09","guid":{"rendered":"https:\/\/oportundev3.wpengine.com\/secured-personal-loans\/"},"modified":"2026-03-11T13:40:00","modified_gmt":"2026-03-11T20:40:00","slug":"prestamo-personal-con-garantia","status":"publish","type":"page","link":"https:\/\/oportun.com\/es\/prestamo-personal-con-garantia\/","title":{"rendered":"Secured Personal Loans"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/flexible.php","meta":{"_acf_changed":false,"footnotes":""},"folder":[],"class_list":["post-13656","page","type-page","status-publish","hentry","product-core-es"],"acf":{"blocks":[{"acf_fc_layout":"content_block","settings":{"name":"","columns":"2","display":"auto","background":"none","image_placement":"auto","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h1>Garantiza tu pr\u00e9stamo, Garantiza <em>m\u00e1s fondos<\/em><\/h1>\r\nObt\u00e9n entre $2,525 y $18,500 al garantizar tu pr\u00e9stamo con el t\u00edtulo de tu auto.\r\n<p style=\"text-align: left;\"><a href=\"https:\/\/apply.oportun.com\/home?lang=es\" class=\"button\" data-event_tracking=\"button click\" data-event_tracking_section=\"hero\" data-event_tracking_label=\"Apply now\">Aplicar ahora<\/a><\/p>\r\n<span class=\"see-terms\">En este momento solo est\u00e1n disponibles en ciertos estados. Revisa la calculadora de pr\u00e9stamos para ver si tu estado califica. <a href=\"#general-product-terms\">Ver los t\u00e9rminos<\/a><\/span>"},{"acf_fc_layout":"image","block_settings":{"disabled":"No"},"asset":2783108,"asset_mobile":null,"alt":"","border_radius_enabled":"yes","disabled_img_mobile":"no","youtube_embed_url":"","image_link_to":null,"lazy_load":false}]},{"acf_fc_layout":"content_block","settings":{"name":"","columns":"1","display":"auto","background":"light-gray","image_placement":"auto","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"loan_calculator","block_settings":{"disabled":"No"},"loan_calculator_style":"regular","pre_populate_based_on_location":"no","inside_hero":"no","title":"Calculadora de pr\u00e9stamo","description":"As\u00ed podr\u00edan verse los t\u00e9rminos de tu pr\u00e9stamo personal garantizado. Revisa abajo los estados donde est\u00e1n disponibles.","disable_apply":"no","upl_spl_type_selector":"radio","available_states":["AZ","CA","FL","IL","NV","NJ","TX","UT"],"loan_calc_cta_text":"","loan_calc_cta_url":"","loan_calc_initial_loan_amount_title":"","loan_calc_initial_loan_amount":"$18,500","loan_calc_initial_slider_position":"''"}]},{"acf_fc_layout":"content_block","settings":{"name":"","columns":"1","display":"auto","background":"black","image_placement":"auto","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: center;\">Llena una sola solicitud y averigua si calificas para dos opciones de pr\u00e9stamos<\/h2>\r\n<p style=\"text-align: center;\">En una sola aplicaci\u00f3n puedes solicitar tanto un pr\u00e9stamo personal sin garant\u00eda como uno con garant\u00eda y elegir el que m\u00e1s te convenga. Los pr\u00e9stamos personales con garant\u00eda tienen beneficios espec\u00edficos*:<\/p>"},{"acf_fc_layout":"list","block_settings":{"disabled":"No"},"settings":{"list_type":"horizontal_list","list_style":"box","icon":{"source":""},"title":"","automatic_scrolling":false,"autoscrolling_speed":"mod","card_background":"default","icon_color":"default"},"items":null,"blocks":[{"acf_fc_layout":"box","image":2684885,"text_content":"<p style=\"color:black;\">Tasas APR m\u00e1s bajas<\/p>","description":"<p style=\"color:black; text-align: center;\">Comparadas con los pr\u00e9stamos de t\u00edtulo de auto tradicionales<\/p>","link":""},{"acf_fc_layout":"box","image":2684907,"text_content":"<p style=\"color:black;\">Cantidades de pr\u00e9stamo m\u00e1s grande<\/p>","description":"<p style=\"color:black; text-align: center;\">De $2,525 a $18,500 usando el t\u00edtulo de tu auto como garant\u00eda<\/p>","link":""},{"acf_fc_layout":"box","image":2684930,"text_content":"<p style=\"color:black;\">Fondos r\u00e1pidos<\/p>","description":"<p style=\"color:black; text-align: center;\">Con dep\u00f3sito directo<\/p>","link":""}],"icon_settings":{"desktop_aligment":"center","mobile_aligment":"center","if_no_icon_selected_left_space":false}},{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<p style=\"text-align: center;\"><a href=\"https:\/\/apply.oportun.com\/home?lang=es\" class=\"button\" data-event_tracking=\"button click\" data-event_tracking_section=\"body\" data-event_tracking_label=\"Apply now\">Aplicar ahora<\/a><\/p>\r\n<p style=\"text-align: center; font-size: 12px;\">T\u00fa calificas si ya tienes el t\u00edtulo de tu auto y vives en uno de los estados donde ofrecemos pr\u00e9stamos personales garantizados. <a href=\"#spl-eligibility\">Ve la lista de esos estados<\/a>.<\/p>"}]},{"acf_fc_layout":"content_block","settings":{"name":"","columns":"2","display":"auto","background":"none","image_placement":"right","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"image","block_settings":{"disabled":"No"},"asset":2418657,"asset_mobile":null,"alt":"","border_radius_enabled":"yes","disabled_img_mobile":"no","youtube_embed_url":"","image_link_to":null,"lazy_load":true},{"acf_fc_layout":"list","block_settings":{"disabled":"No"},"settings":{"list_type":"list","list_style":"bullet","icon":{"source":""},"title":"","automatic_scrolling":false,"autoscrolling_speed":"mod","card_background":"default","icon_color":"default"},"items":[{"icon":"0","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<h2>Un pr\u00e9stamo a trav\u00e9s de Oportun tiene sus ventajas<\/h2>","text_border":"none","stars":"","author":""},{"icon":"transfer","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<strong>Una opci\u00f3n accesible<\/strong>\r\n\r\nLos pr\u00e9stamos de d\u00eda de pago y los de t\u00edtulo de auto tradicionales cuestan de 2 a 4 veces m\u00e1s.","text_border":"none","stars":"","author":""},{"icon":"smiley","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<strong>Beneficia tu futuro<\/strong>\r\n\r\nTe ayuda a mejorar tu cr\u00e9dito al hacer pagos regulares a tiempo","text_border":"none","stars":"","author":""},{"icon":"0","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"&nbsp;\r\n<p style=\"text-align: left;\"><a href=\"https:\/\/apply.oportun.com\/home?lang=es\" class=\"button\" data-event_tracking=\"button click\" data-event_tracking_section=\"body\" data-event_tracking_label=\"Apply now\">Aplicar ahora<\/a><\/p>\r\n<span style=\"font-size: 12px;\">Disponible en <a href=\"#spl-eligibility\">ciertos estados<\/a>.<\/span>","text_border":"none","stars":"","author":""}],"blocks":null,"icon_settings":{"desktop_aligment":"center","mobile_aligment":"center","if_no_icon_selected_left_space":false}}]},{"acf_fc_layout":"content_block","settings":{"name":"Loan uses","columns":"1","display":"auto","background":"none","image_placement":"auto","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: center;\">Paga lo que necesites cuando necesites<\/h2>"},{"acf_fc_layout":"list","block_settings":{"disabled":"No"},"settings":{"list_type":"horizontal_list","list_style":"box","icon":{"source":""},"title":"","automatic_scrolling":false,"autoscrolling_speed":"mod","card_background":"default","icon_color":"default"},"items":null,"blocks":[{"acf_fc_layout":"box","image":2418893,"text_content":"<h3><span>Mejoras del hogar<\/span><\/h3>","description":"\u00a1Adelante! Pinta las paredes o reemplaza el lavabo. Con un pr\u00e9stamo personal no tienes que esperar para renovar tu espacio.","link":"\/es\/prestamos-personales\/prestamo-reforma-vivienda\/"},{"acf_fc_layout":"box","image":2418889,"text_content":"<h3><span>Reparaciones del auto<\/span><\/h3>","description":"No todo el mundo puede darse el lujo de estar preparado con dinero para las reparaciones del auto, pero si t\u00fa no est\u00e1s, puedes obtener un pr\u00e9stamo personal r\u00e1pidamente.","link":"\/es\/prestamos-personales\/prestamos-reparacion-autos\/"},{"acf_fc_layout":"box","image":2684915,"text_content":"<br><br> <h3><span>Bodas<\/span><\/h3>","description":"Planear tu d\u00eda m\u00e1s importante debe causarte una sonrisa. Usar un pr\u00e9stamo personal para tu boda es una manera excelente de lograr que pagar tu boda sea tan f\u00e1cil como decir \u201cS\u00ed\u201d.","link":"\/es\/prestamos-personales\/prestamos-para-bodas\/"},{"acf_fc_layout":"box","image":2418875,"text_content":"<h3><span>Vacaciones<\/span><\/h3> ","description":"Haz realidad tus sue\u00f1os de escaparte. Usa un pr\u00e9stamo personal para comprar esos boletos de avi\u00f3n y p\u00e1galos m\u00e1s adelante.","link":"\/es\/prestamos-personales\/prestamo-viajes\/"},{"acf_fc_layout":"box","image":2418881,"text_content":"<h3><span>Gastos m\u00e9dicos<\/span><\/h3>  ","description":"Si de la salud se trata, el dinero es en lo que menos quieres pensar. Deja que Oportun te ayude a cubrir los costos m\u00e9dicos con un pr\u00e9stamo personal para que puedas concentrarte en lo importante.","link":"\/es\/prestamos-personales\/prestamos-medicos\/"},{"acf_fc_layout":"box","image":2418873,"text_content":"<h3><span>Consolidaci\u00f3n de deudas<\/span><\/h3> ","description":"Con un pr\u00e9stamo personal, puedes juntar varias deudas como tarjetas de cr\u00e9dito y pr\u00e9stamos de d\u00eda de pago y hacer una sola factura, y luego pagar esa \u00fanica factura poco a poco.","link":"\/es\/prestamos-personales\/prestamos-para-consolidar-deudas\/"}],"icon_settings":{"desktop_aligment":"center","mobile_aligment":"center","if_no_icon_selected_left_space":false}}]},{"acf_fc_layout":"content_block","settings":{"name":"","columns":"1","display":"auto","background":"light-gray","image_placement":"auto","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: center;\">Vu\u00e9lvete experto en pr\u00e9stamos personales con garant\u00eda<\/h2>"},{"acf_fc_layout":"featured_posts","block_settings":{"disabled":"No"},"title":"","category":100},{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<p style=\"text-align: center;\"><a href=\"https:\/\/oportun.com\/es\/educacion-financiera\/\" class=\"button\">Ver educaci\u00f3n financiera<\/a><\/p>"}]},{"acf_fc_layout":"content_block","settings":{"name":"","columns":"1","display":"auto","background":"black","image_placement":"auto","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: center;\">Obt\u00e9n un pr\u00e9stamo personal con garant\u00eda y ac\u00e9rcate a tus metas financieras<\/h2>\r\n&nbsp;\r\n<p style=\"text-align: center;\"><a href=\"https:\/\/apply.oportun.com\/home?lang=es\" class=\"button\" data-event_tracking=\"button click\" data-event_tracking_section=\"body\" data-event_tracking_label=\"Apply now\">Aplicar ahora<\/a><\/p>"}]},{"acf_fc_layout":"content_block","settings":{"name":"","columns":"1","display":"auto","background":"light-gray","image_placement":"auto","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: center;\">No s\u00f3lo lo decimos nosotros<\/h2>\r\n<p style=\"text-align: center;\">[impact name=\"Google rating\" number=\u201dtrue\u201d description=\"false\"] rese\u00f1as de 5 estrellas en Google y Trustpilot<\/p>\r\n<p style=\"text-align: center;\"><a href=\"https:\/\/oportun.com\/es\/resenas\/\">Leer m\u00e1s<\/a><\/p>"},{"acf_fc_layout":"testimonial","block_settings":{"disabled":"No"},"testimonials":[{"quote":"\u00a1Excelentes empleados! Un proceso f\u00e1cil y r\u00e1pido. \u00a1Gracias, Oportun!","author":"Leticia Yniguez","stars":"5","source":"Google","source_link":"https:\/\/search.google.com\/local\/reviews?placeid=ChIJGRY4orddlIARLbUEsqvhdcU"},{"quote":"\u00a1Los empleados son muy amables y serviciales!!","author":"Sabrina Campos","stars":"5","source":"Google","source_link":"https:\/\/search.google.com\/local\/reviews?placeid=ChIJGxm__pNXwoARXG5sI0DfD8Y"},{"quote":"R\u00e1pidos para ayudar, ponen inter\u00e9s y son atentos.","author":"mobilewarner351","stars":"5","source":"Google","source_link":"https:\/\/search.google.com\/local\/reviews?placeid=ChIJ1Ze-Hy2x3IAROAhkwDb4Wd0"}]},{"acf_fc_layout":"list","block_settings":{"disabled":"No"},"settings":{"list_type":"horizontal_list","list_style":"badge","icon":{"source":""},"title":"","automatic_scrolling":false,"autoscrolling_speed":"mod","card_background":"default","icon_color":"default"},"items":null,"blocks":[{"acf_fc_layout":"badge","image":2418602,"label":"[impact name=\"accolade1\" number=\u201dfalse\u201d description=\"true\"]","link":"","alt_text":""},{"acf_fc_layout":"badge","image":2616127,"label":"[impact name=\"accolade2\" number=\u201dfalse\u201d description=\"true\"]","link":"","alt_text":""},{"acf_fc_layout":"badge","image":2608031,"label":"[impact name=\"accolade3\" number=\u201dfalse\u201d description=\"true\"]","link":"","alt_text":""}],"icon_settings":{"desktop_aligment":"center","mobile_aligment":"center","if_no_icon_selected_left_space":false}}]},{"acf_fc_layout":"content_block","settings":{"name":"","columns":"2","display":"auto","background":"none","image_placement":"auto","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2>\u00bfTienes preguntas?<\/h2>\r\nEstos son ejemplos de las que hemos respondido."},{"acf_fc_layout":"faq","select_a_category":[123,124],"font_size_of_categories_list":"normal","select_questions":[12111,12419,12418],"extra_questions":null}]},{"acf_fc_layout":"content_block","settings":{"name":"","columns":"1","display":"contained","background":"black","image_placement":"auto","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: center;\">\u00bfTodav\u00eda tienes preguntas?<\/h2>"},{"acf_fc_layout":"list","block_settings":{"disabled":"No"},"settings":{"list_type":"horizontal_list","list_style":"center","icon":{"source":""},"title":"","automatic_scrolling":false,"autoscrolling_speed":"mod","card_background":"default","icon_color":"default"},"items":[{"icon":"chat","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<h3>Usa el Chat<\/h3>\r\nHaz tus preguntas en l\u00ednea\r\n<p style=\"text-align: center;\"><a class=\"button\" data-enable_five9=\"true\">Iniciar<\/a><\/p>","text_border":"none","stars":"","author":""},{"icon":"phone-call","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<h3>Llam\u00e1mos<\/h3>\r\nHabla con un miembro del equipo\r\n<p style=\"text-align: center;\"><a href=\"tel:866-488-6090%20\" class=\"button\">(866) 488-6090<\/a><\/p>","text_border":"none","stars":"","author":""},{"icon":"location","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<h3>Vis\u00edtanos<\/h3>\r\nEncuentra tu sucursal m\u00e1s cercana\r\n<p style=\"text-align: center;\"><a href=\"\/es\/sucursales\/\" class=\"button\">Sucursales<\/a><\/p>","text_border":"none","stars":"","author":""}],"blocks":null,"icon_settings":{"desktop_aligment":"center","mobile_aligment":"center","if_no_icon_selected_left_space":false}}]}]},"_links":{"self":[{"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/pages\/13656","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/comments?post=13656"}],"version-history":[{"count":2,"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/pages\/13656\/revisions"}],"predecessor-version":[{"id":2787819,"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/pages\/13656\/revisions\/2787819"}],"wp:attachment":[{"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/media?parent=13656"}],"wp:term":[{"taxonomy":"folder","embeddable":true,"href":"https:\/\/oportun.com\/es\/wp-json\/wp\/v2\/folder?post=13656"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}