{"id":12618,"date":"2021-07-02T18:59:06","date_gmt":"2021-07-02T18:59:06","guid":{"rendered":"https:\/\/oportundev3.wpengine.com\/personal-loans\/"},"modified":"2026-04-13T12:31:46","modified_gmt":"2026-04-13T19:31:46","slug":"prestamos-personales","status":"publish","type":"page","link":"https:\/\/oportun.com\/es\/prestamos-personales\/","title":{"rendered":"Personal Loans"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/flexible.php","meta":{"_acf_changed":false,"footnotes":""},"folder":[],"class_list":["post-12618","page","type-page","status-publish","hentry","product-core-es","product-metabank-es"],"acf":{"blocks":[{"acf_fc_layout":"content_block","settings":{"name":"Hero - Control","columns":"2","display":"auto","background":"none","image_placement":"auto","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h1>Pr\u00e9stamos personales <em>accesibles<\/em><\/h1>\r\nPersonaliza los t\u00e9rminos de tu pr\u00e9stamo por montos desde [impact name=\"PL min\" number=\u201d\u201d description=\"false\"] hasta [impact name=\"PL returning max\" number=\u201dtrue\u201d description=\"false\"]\r\n\r\n<a href=\"https:\/\/apply.oportun.com\/home\/?lang=es\" class=\"button\" data-event_tracking=\"button click\" data-event_tracking_section=\"hero\" data-event_tracking_label=\"Apply now\">Aplicar ahora<\/a>\r\n\r\nRecibe la precalificaci\u00f3n en minutos sin afectar tu puntaje de cr\u00e9dito.\r\n<div class=\"gfooter__disclaimers small-text\" style=\"padding-top: 0;\"><span style=\"color: #333333;\">Ver <a style=\"color: #333333; text-decoration: underline;\" href=\"#general-product-terms\">t\u00e9rminos del pr\u00e9stamo<\/a><\/span><\/div>\r\n&nbsp;"},{"acf_fc_layout":"image","block_settings":{"disabled":"No"},"asset":2782759,"asset_mobile":null,"alt":"","border_radius_enabled":"yes","disabled_img_mobile":"no","youtube_embed_url":"","autoplay_video":false,"image_link_to":null,"lazy_load":false}]},{"acf_fc_layout":"content_block","settings":{"name":"Loan calculator - Control","columns":"1","display":"auto","background":"white","image_placement":"auto","padding":"","ab_component":"loan-calc-upl-es","ab_test_type":"control"},"blocks":[{"acf_fc_layout":"loan_calculator","block_settings":{"disabled":"No"},"loan_calculator_style":"regular","pre_populate_based_on_location":"no","inside_hero":"no","title":"<span id=\"#loan-calculator\">Calculadora de pr\u00e9stamos<\/span>","description":"Conoce lo que puedes esperar de un pr\u00e9stamo personal.","disable_apply":"no","upl_spl_type_selector":"radio","available_states":["AL","AK","AS","AZ","AR","CA","CO","CT","DC","DE","FL","GA","GU","HI","ID","IL","IN","IA","KS","KY","LA","ME","MD","MA","MI","MN","MS","MO","MT","NE","NV","NH","NJ","NM","NY","NC","ND","OH","OK","OR","PA","RI","SC","SD","TN","TX","UT","VT","VA","VI","WA","WV","WI","WY"],"loan_calc_cta_text":"","loan_calc_cta_url":"","loan_calc_initial_loan_amount_title":"","loan_calc_initial_loan_amount":"","loan_calc_initial_slider_position":"''"}]},{"acf_fc_layout":"content_block","settings":{"name":"Product features","columns":"2","display":"auto","background":"none","image_placement":"left","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"image","block_settings":{"disabled":"No"},"asset":2783031,"asset_mobile":null,"alt":"","border_radius_enabled":"yes","disabled_img_mobile":"no","youtube_embed_url":"","autoplay_video":false,"image_link_to":null,"lazy_load":true},{"acf_fc_layout":"list","block_settings":{"disabled":"No"},"settings":{"list_type":"list","list_style":"bullet","icon":{"source":""},"title":"","automatic_scrolling":false,"autoscrolling_speed":"mod","card_background":"default","icon_color":"default"},"items":[{"icon":"0","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<h2>Pr\u00e9stamos personales con los que puedes contar<\/h2>\r\n<span>Ya sea una oportunidad que no puedes dejar pasar, un gasto inesperado o cualquier necesidad personal, Oportun est\u00e1 contigo con pr\u00e9stamos accesibles. <\/span>","text_border":"none","stars":"","author":""},{"icon":"handmoney","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<strong>De [impact name=\"PL min\" number=\u201dtrue\u201d description=\"false\"] a [impact name=\"PL returning max\" number=\u201dtrue\u201d description=\"false\"]<\/strong>\r\n\r\nPara facturas, reparaciones, consolidaci\u00f3n de deudas y m\u00e1s","text_border":"none","stars":"","author":""},{"icon":"depositcheck","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<strong>Pagos accesibles<\/strong>\r\n\r\nQue se ajustan a tu presupuesto","text_border":"none","stars":"","author":""},{"icon":"coin","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<strong>Fondos r\u00e1pidos<\/strong>\r\n\r\nRecibe tu pr\u00e9stamo r\u00e1pidamente con dep\u00f3sito directo","text_border":"none","stars":"","author":""},{"icon":"0","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<p style=\"text-align: left;\"><a href=\"https:\/\/apply.oportun.com\/home\/?lang=es\" class=\"button\" data-event_tracking=\"button click\" data-event_tracking_section=\"body\" data-event_tracking_label=\"Apply now\">Aplicar ahora<\/a><\/p>","text_border":"none","stars":"","author":""}],"blocks":null,"icon_settings":{"desktop_aligment":"center","mobile_aligment":"center","if_no_icon_selected_left_space":false}}]},{"acf_fc_layout":"content_block","settings":{"name":"SPL ","columns":"2","display":"auto","background":"light-gray","image_placement":"right","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"image","block_settings":{"disabled":"No"},"asset":2785041,"asset_mobile":null,"alt":"","border_radius_enabled":"yes","disabled_img_mobile":"no","youtube_embed_url":"","autoplay_video":false,"image_link_to":null,"lazy_load":true},{"acf_fc_layout":"list","block_settings":{"disabled":"No"},"settings":{"list_type":"list","list_style":"bullet","icon":{"source":""},"title":"","automatic_scrolling":false,"autoscrolling_speed":"mod","card_background":"default","icon_color":"default"},"items":[{"icon":"0","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<h2>Y qu\u00e9 tal si necesitas un pr\u00e9stamo mayor<\/h2>\r\nPuedes usar el t\u00edtulo de tu auto como garant\u00eda y asegurar una cantidad mayor de fondos. <a href=\"#spl-eligibility\">Disponible en ciertos estados.<\/a>","text_border":"none","stars":"","author":""},{"icon":"backgroundcheck","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<strong>Recibe m\u00e1s dinero<\/strong>\r\n\r\nDe $2,525 a $18,500 al usar el t\u00edtulo de tu auto para garantizar tu pr\u00e9stamo","text_border":"none","stars":"","author":""},{"icon":"creditcards","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<strong>Tasas de inter\u00e9s APR m\u00e1s bajas<\/strong>\r\n\r\nComparadas con los pr\u00e9stamos de t\u00edtulo de auto tradicionales","text_border":"none","stars":"","author":""},{"icon":"protection","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<strong>Sigue adelante<\/strong>\r\n\r\nTodo lo dem\u00e1s del pr\u00e9stamo es igual: r\u00e1pido, accesible, y te ayuda a mejorar tu cr\u00e9dito al hacer pagos regulares a tiempo","text_border":"none","stars":"","author":""},{"icon":"0","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"&nbsp;\r\n<p style=\"text-align: center;\"><a href=\"\/es\/prestamo-personal-con-garantia\/\" class=\"button\" data-event_tracking=\"button click\" data-event_tracking_section=\"body\" data-event_tracking_label=\"Learn more\">M\u00e1s informaci\u00f3n<\/a><\/p>","text_border":"none","stars":"","author":""}],"blocks":null,"icon_settings":{"desktop_aligment":"center","mobile_aligment":"center","if_no_icon_selected_left_space":false}}]},{"acf_fc_layout":"content_block","settings":{"name":"How it works ","columns":"1","display":"auto","background":"black","image_placement":"auto","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: center;\">C\u00f3mo obtener un pr\u00e9stamo personal<\/h2>"},{"acf_fc_layout":"list","block_settings":{"disabled":"No"},"settings":{"list_type":"horizontal_list","list_style":"fragment","icon":{"source":""},"title":"","automatic_scrolling":false,"autoscrolling_speed":"mod","card_background":"default","icon_color":"default"},"items":[{"icon":"0","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<h2>1<\/h2>\r\nPrecalifica en minutos para conocer tu oferta personalizada de pr\u00e9stamo, sin que tu puntaje de cr\u00e9dito se afecte.","text_border":"none","stars":"","author":""},{"icon":"0","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<h2>2<\/h2>\r\nLlena la solicitud del pr\u00e9stamo, y de ser aprobado, elige un plan de pagos que se ajuste a tu presupuesto.","text_border":"none","stars":"","author":""},{"icon":"0","custom_bullet":"","border_around_icon":"border-none","custom_bullet_color":"black","title":"","text":"<h2>3<\/h2>\r\nElige dep\u00f3sito directo (lo m\u00e1s r\u00e1pido) o un cheque para que uses los fondos de tu pr\u00e9stamo y tengas nuevamente el control.","text_border":"none","stars":"","author":""}],"blocks":null,"icon_settings":{"desktop_aligment":"center","mobile_aligment":"center","if_no_icon_selected_left_space":false}},{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<p style=\"text-align: center;\"><a href=\"https:\/\/apply.oportun.com\/home\/?lang=es\" class=\"button\" data-event_tracking=\"button click\" data-event_tracking_section=\"body\" data-event_tracking_label=\"Apply now\">Aplicar ahora<\/a><\/p>"}]},{"acf_fc_layout":"content_block","settings":{"name":"Loan uses","columns":"1","display":"auto","background":"none","image_placement":"auto","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: center;\">Paga lo que necesites cuando necesites<\/h2>\r\n<p style=\"text-align: center;\"><span>Ten acceso r\u00e1pido a tus fondos para que puedas enfocarte en lo importante en vez de estar pensando c\u00f3mo pagarlo<\/span><\/p>"},{"acf_fc_layout":"list","block_settings":{"disabled":"No"},"settings":{"list_type":"horizontal_list","list_style":"box","icon":{"source":""},"title":"","automatic_scrolling":false,"autoscrolling_speed":"mod","card_background":"default","icon_color":"default"},"items":null,"blocks":[{"acf_fc_layout":"box","image":2418893,"text_content":"<h3><span>Mejoras del hogar<\/span><\/h3>","description":"\u00a1Adelante! Pinta las paredes o reemplaza el lavabo. Con un pr\u00e9stamo personal no tienes que esperar para renovar tu espacio.","link":"\/es\/prestamos-personales\/prestamo-reforma-vivienda\/"},{"acf_fc_layout":"box","image":2418889,"text_content":"<h3><span>Reparaciones del auto<\/span><\/h3>","description":"No todo el mundo puede darse el lujo de estar preparado con dinero para las reparaciones del auto, pero si t\u00fa no est\u00e1s, puedes obtener un pr\u00e9stamo personal r\u00e1pidamente.","link":"\/es\/prestamos-personales\/prestamos-reparacion-autos\/"},{"acf_fc_layout":"box","image":2684915,"text_content":"<h3><span>Bodas<\/span><\/h3>","description":"Planear tu d\u00eda m\u00e1s importante debe causarte una sonrisa. Usar un pr\u00e9stamo personal para tu boda es una manera excelente de lograr que pagar tu boda sea tan f\u00e1cil como decir \u201cS\u00ed\u201d.","link":"\/es\/prestamos-personales\/prestamos-para-bodas\/"},{"acf_fc_layout":"box","image":2418875,"text_content":"<h3><span>Vacaciones<\/span><\/h3> ","description":"Haz realidad tus sue\u00f1os de escaparte. Usa un pr\u00e9stamo personal para comprar esos boletos de avi\u00f3n y p\u00e1galos m\u00e1s adelante.","link":"\/es\/prestamos-personales\/prestamo-viajes\/"},{"acf_fc_layout":"box","image":2418881,"text_content":"<h3><span>Gastos m\u00e9dicos<\/span><\/h3>  ","description":"Si de la salud se trata, el dinero es en lo que menos quieres pensar. Deja que Oportun te ayude a cubrir los costos m\u00e9dicos con un pr\u00e9stamo personal para que puedas concentrarte en lo importante.","link":"\/es\/prestamos-personales\/prestamos-medicos\/"},{"acf_fc_layout":"box","image":2418873,"text_content":"<h3><span>Consolidaci\u00f3n de deudas<\/span><\/h3> ","description":"Con un pr\u00e9stamo personal, puedes juntar varias deudas como tarjetas de cr\u00e9dito y pr\u00e9stamos de d\u00eda de pago y hacer una sola factura, y luego pagar esa \u00fanica factura poco a poco.","link":"\/es\/prestamos-personales\/prestamos-para-consolidar-deudas\/"}],"icon_settings":{"desktop_aligment":"center","mobile_aligment":"center","if_no_icon_selected_left_space":false}}]},{"acf_fc_layout":"content_block","settings":{"name":"NPS","columns":"2","display":"auto","background":"black","image_placement":"auto","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: left;\">No solo lo\r\ndecimos nosotros<\/h2>"},{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h3 style=\"text-align: left;\">[impact name=\"NPS\" number=\"true\u201d description=\"false\"] miembros recomendar\u00edan Oportun a sus amigos<\/h3>\r\n<p style=\"text-align: left;\"><a href=\"#nps-terms\">Ver m\u00e1s<\/a><\/p>"}]},{"acf_fc_layout":"content_block","settings":{"name":"Blog","columns":"1","display":"auto","background":"none","image_placement":"auto","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2 style=\"text-align: center;\">Para ser m\u00e1s experto<\/h2>"},{"acf_fc_layout":"featured_posts","block_settings":{"disabled":"No"},"title":"","category":100},{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<p style=\"text-align: center;\"><a href=\"\/es\/educacion-financiera\/\" class=\"button\" data-event_tracking=\"button click\" data-event_tracking_section=\"body\" data-event_tracking_label=\"View financial education\">Ver educaci\u00f3n financiera<\/a><\/p>"}]},{"acf_fc_layout":"content_block","settings":{"name":"Questions_Block","columns":"2","display":"auto","background":"none","image_placement":"right","padding":"","ab_component":"","ab_test_type":""},"blocks":[{"acf_fc_layout":"image","block_settings":{"disabled":"No"},"asset":2783188,"asset_mobile":null,"alt":"","border_radius_enabled":"yes","disabled_img_mobile":"no","youtube_embed_url":"","autoplay_video":false,"image_link_to":null,"lazy_load":true},{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<h2>\u00bfTodav\u00eda tienes preguntas?<\/h2>"},{"acf_fc_layout":"faq","select_a_category":[123,124,121],"font_size_of_categories_list":"normal","select_questions":[12423,12104,12109,12424,12088],"extra_questions":null},{"acf_fc_layout":"content","content_title":"","block_settings":{"disabled":"No"},"description":"<p style=\"text-align: left;\"><a href=\"\/es\/preguntas-frecuentes\/\" class=\"button\" data-event_tracking=\"button click\" data-event_tracking_section=\"body\" data-event_tracking_label=\"Read more\">[CTAText label=\"Leer m\u00e1s\"]<\/a><\/p>"}]},{"acf_fc_layout":"content_block","settings":{"name":"Savings number - 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