All loans on approved credit; terms vary by applicant and state law. The maximum loan amount varies by state and loans above $6,000 are available to qualified returning customers only. California residents who meet our credit requirements but who do not meet certain state law requirements for a loan less than $2,500 may only be offered a loan of $2,500 or more.
Oportun requests and considers credit histories from credit bureaus for all applicants, but prior credit history is not required to qualify for an Oportun loan. Oportun reports account payment histories to credit bureaus; late or missed payments may negatively impact your credit score.