Chief Credit Officer
Patrick Kirscht joined Oportun in 2008 and has served as Oportun’s Chief Credit Officer since October 2015. Patrick’s previous roles at Oportun include Vice President, Risk Management and Chief Risk Officer and Senior Director, Risk Management. Prior to joining Oportun, Patrick was Senior Vice President of Risk Management for HSBC Card Services, Inc., the consumer credit card segment of HSBC Holdings. Patrick joined HSBC Card Services in 2005 as part of HSBC’s acquisition of Metris Companies Inc., a start-up mono-line credit card company. Patrick joined Metris Companies in 1995, where he served as Vice President of Planning and Analysis until he moved to Risk Management in 2004. Patrick received a B.S. in Economics with a minor in Statistics, a B.S. in Business and an M.B.A. from the University of Minnesota.