A better
financial future

Let’s make it happen

A+ rating by the Better Business Bureau (BBB)

FinTech Breakthrough logo

Best consumer lending product by Fintech Breakthrough

CDFI logo

CDFI certified by the U.S. Treasury Department

deserves access to
affordable credit

Access to credit, affordable rates, and great service are often reserved for those with the most income or highest credit scores. That needs to change.

At Oportun, we built our own AI-driven platform to facilitate that change. By looking at more than just a customer’s credit score or income, we’re able to offer affordable credit to the people often excluded from the financial mainstream. Since 2006, we’ve disbursed more than 4.9 millon loans and helped 1 million people established credit history who came to us without a credit score to start establishing their credit history.

Illustration of a man and woman sitting across each other and collaborating about a better financial future

We’re making a difference

  • $13 billion disbursed
  • 4.9 million loans
  • $7.2 billion in savings with the Digit app
  • $2.2 billion saved in interest & fees
  • 60,000 5-star Google reviews
  • 1 million people without a FICO score established credit history

We don’t do it alone

Our partners help us bring free financial education, planning, and job assistance to our community.

Community partners
Photo of an Oportun customer, Amelita, hugging an Oportun employee, Brianda, near the front desk

Causes we care about


United Way Worldwide

American Red Cross

American Civil Liberties Union Foundation, Inc

DIY Girls / Social and Environmental Entrepreneurs

I2G at University of California, Merced

AltaMed Health Services Corporation

Asian Americans Advancing Justice

Chicanos Por La Causa

Cool Effect, Inc

Latino Community Foundation

Financial Health Network

UnidosUS: Financial Coaching Program

SpringFour: Financial Wellness Resource Program

We donate one percent of Oportun’s net profits to the organizations whose missions align with our own.

No matter how big or small your dream,
we can help make it happen.

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