AUTO LOANS THAT WORK FOR YOU

See if you can save by refinancing your auto loan*

Checking your offer won’t impact your FICO® credit score

REFINANCING COULD PUT MORE MONEY IN YOUR POCKET

With Oportun, you can now refinance your auto loan of $5,000 to $30,000 so that you can enjoy:

  • Lower monthly payments or APR
  • At least 40 days without a payment
  • Help completing the paperwork
  • Friendly support in English and Spanish

We offer auto loans in only California now, but that will change soon. See if refinancing is available near you.

Apply online

How it works


Apply
Get prequalified in minutes and personalize your terms


Share documents
Send us your information and upload documents


Sign online
Finish your application from any device

WE HELP MAKE REFINANCING SIMPLE

Getting started

Apply online to see how much you can save. Once you’re prequalified, use our loan configurator to personalize your terms so your monthly payment fits your budget.

We’re on your team

An auto loan with Oportun is more than a loan. Our team of auto specialists is available to answer questions and help you understand your financing.

Committed to making life better

We want to help you save money on your car payment so you can put more toward the other important things in your life. Plus, we report your payments to national credit bureaus so you can start establishing credit history and open the doors to new opportunities.

Voices from our community

The help that Oportun has given me will always stay in my heart. They always give me a chance. They never fail me.

Amelita

Voices from our community

The loan was easy. The people were friendly. I do feel like a part of the community.

Jerry

Voices from our community

I think having good credit in the U.S. is indispensable. Thanks to Oportun, they gave me the opportunity to start building my credit and reach my goals.

Eduardo

Apply now

Getting prequalified won’t impact your FICO® credit score

QUESTIONS

All questions

Voices from our community

The help that Oportun has given me will always stay in my heart. They always give me a chance. They never fail me.