AUTO LOANS THAT WORK FOR YOU

Buying a car or refinancing? See if an auto loan is available near you.*

Getting prequalified won’t impact your FICO® credit score

AUTO FINANCING WITHOUT THE HASSLE

Whether you’re buying a car or want to refinance an auto loan, we can help. We’re here to help you navigate the details so that you can focus on the things that really matter.

• Loans of $5,000–$30,000
• Personalize your loan terms
• No credit history needed to apply
• Support throughout the process
• Start establishing credit history

We offer auto loans only in California now, but that will change soon. See if an auto loan is available near you.

Apply online

How it works


Apply today
Get prequalified in minutes and personalize your terms


Find your car
Send us the car information and upload documents


Sign online
Finish your application and pick up your car

WE HELP MAKE AUTO FINANCING SIMPLE

Getting started

Apply online to get prequalified. Once your application is approved, use our loan configurator to personalize your terms so your monthly payment fits your budget.

We’re on your team

An auto loan with Oportun is more than a loan. Our team of auto specialists is available to answer any questions and help you understand your financing.

Committed to making life better

Our auto loan products can help you buy a new car with confidence or refinance to put more money in your pocket. And we report your payments to national credit bureaus so you can start establishing credit history.

Voices from our community

The help that Oportun has given me will always stay in my heart. They always give me a chance. They never fail me.

Amelita

Voices from our community

The loan was easy. The people were friendly. I do feel like a part of the community.

Jerry

Voices from our community

I think having good credit in the U.S. is indispensable. Thanks to Oportun, they gave me the opportunity to start building my credit and reach my goals.

Eduardo

Apply now

Getting prequalified won’t impact your FICO® credit score

QUESTIONS

All questions

Voices from our community

The help that Oportun has given me will always stay in my heart. They always give me a chance. They never fail me.