READY TO BUY A CAR?

See if an auto loan is available near you*

Getting prequalified won’t impact your FICO® credit score

AUTO LOANS THAT WORK FOR YOU

Whether you want to purchase a vehicle from a dealership or a private seller, we’re here to help you navigate the details so that you can focus on the things that really matter.

  • Loans of $5,000–$30,000
  • No credit history needed to apply
  • Save time at the dealership
  • Skip a trip to the DMV
  • Friendly support in English and Spanish

We offer auto loans only in California now, but that will change soon. See if an auto loan is available near you.

Apply online


Apply
Get prequalified in minutes and personalize your terms


Find your car
Send us the car information and upload documents


Sign online
Finish your application and pick up your car

WE HELP MAKE AUTO FINANCING SIMPLE

Getting started

Apply online to see if you’re prequalified. If you are, use our loan configurator to personalize your terms so your monthly payment fits your budget.

We’re on your team

An auto loan with Oportun is more than a loan. Our team of auto specialists is available to answer questions and help you understand your financing. We’ll even mail your registration so you can avoid a trip to the DMV.

Committed to making life better

Auto financing shouldn’t keep you from getting where you need to be. We’re here to help you buy the car you need to move forward in life. Plus, we report your payments to national credit bureaus so you can start establishing credit history.

Voices from our community

The help that Oportun has given me will always stay in my heart. They always give me a chance. They never fail me.

Amelita

Voices from our community

The loan was easy. The people were friendly. I do feel like a part of the community.

Jerry

Voices from our community

I think having good credit in the U.S. is indispensable. Thanks to Oportun, they gave me the opportunity to start building my credit and reach my goals.

Eduardo

Apply now

Getting prequalified won’t impact your FICO® credit score

QUESTIONS

All questions

Voices from our community

The help that Oportun has given me will always stay in my heart. They always give me a chance. They never fail me.