In the press

We care about helping our customers build a better future.

Credit scores can help make or break your opportunities in the United States. Decent credit makes it easier to get an apartment, a car, or a job. An estimated 100 million hardworking people in the United States either don’t have a credit score or have been mis-scored because of limited history, which restricts their access to the financial system and puts them at risk for higher-cost or predatory products.

At Oportun, we believe a person’s true creditworthiness is determined by more than just a number. We use technology to better analyze our customers’ ability to pay using factors beyond their credit score. We also report to nationwide credit bureaus so customers have the chance to establish credit history, often for the first time. As a result, we are able to provide inclusive, affordable financial services that empower our customers to build a better future.